Appearing in The American Prospect on May 28, 2025, Bryce Covert interviews NCLC Senior Attorney Chi Chi Wu for coverage of how medical credit cards have gone mainstream, preying on sick people at their most vulnerable.
With the CFPB dismantled and disempowered, “it’s up to the states now,” Wu said. States likely can’t go after the banks issuing the cards because they are preempted by federal regulators, but they can regulate whether, when, and how health care providers market the cards and sign patients up.
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