NCLC joined 82 investor, consumer and other advocacy organizations opposing the CLARITY ACT, H.R. 3633, which legitimizes risky and exploitative crypto industry practices. The bill seeks to create a “market structure” and regulatory regime for crypto platforms and crypto traders, but the bill weakens the enforcement powers of federal financial regulators, undermines state regulators’ ability…
NCLC submitted comments in response to the Treasury Department’s request for information on how to eliminate paper checks to and from the federal government, and also joined this comment from other consumer groups. The NCLC comments explained that the goal of reducing the number of paper checks sent by and to the federal government and increasing the…
This sign-on letter to Senate leadership and the Senate Committee on Finance opposes the use of the budget reconciliation process to charge punitive new fees to EV and hybrid car drivers.
NCLC joined a letter from civil rights, community, consumer, labor, faith-based, small business, farm, and other organizations urge Congress to stand up for the Consumer Financial Protection Bureau (CFPB) and oppose any and all efforts to destroy or hobble the agency’s ability to protect consumers and hold Wall Street and predatory finance accountable by stopping…
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We oppose H.R. 1653 (Barr), the Civil Investigative Demand Reform Act of 2025. The bill would make it more difficult for the CFPB to investigate violations of the law and easier for lawbreakers to delay and hamstring enforcement.
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The consumer protections that apply to “buy now, pay later” (BNPL) credit are now uncertain after the Consumer Financial Protection Bureau (CFPB) withdrew its interpretation that BNPL providers must provide many of the same rights to consumers that they would have with a credit card. Although the ability to split a purchase into four payments…
Read More about What Rights Do Buy Now, Pay Later Purchasers Have?
Seventy (70) organizations, led by NCLC, sent this letter opposing S.1465, the Credit Access and Inclusion Act. This legislation is touted as helping “credit invisible consumers” by adding rent and utility payment information to their credit reports. However, the actual intent of the bill is to preempt state and other federal laws that protect consumer…
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This letter opposes the improper use of the reconciliation process to attempt to unravel clean transportation rules.
Read More about House Budget Reconciliation Sign-on Letter - Transportation
Testimony requesting the committee’s continued support for the Department of Energy’s (DOE) Weatherization Assistance Program (WAP) core program ($375 million), WAP training and technical assistance ($15 million), and the Weatherization Readiness Fund ($52 million).
NCLC, on behalf of its low-income clients, submitted testimony to the Senate Committee on Appropriations, Subcommittee on Labor-HHS-Edu on FY 2026 LIHEAP appropriations. The testimony makes the case for, at a minimum, level funding of $4.1 billion, but ideally full funding at $5.1 billion.
NCLC joined a letter from civil rights, labor, community, consumer protection, and economic justice advocates expressing deep and growing alarm over the continuing attacks on independent financial regulatory agencies.
NCLC provided the U.S. Department of Education with these comments on the new proposed form for student loan borrowers to use to request to enroll in income-driven repayment plans. NCLC’s recommended several changes to help ensure that the process of enrolling and remaining in IDR plans is as smooth and accessible as possible to all…
Read More about Comments on Income-Driven Repayment Application
