Maine Governor Signs First-in-the-Nation Law to Protect Homeowners From Home Equity Investment Loans
Law Provides Homeowners With the Most Comprehensive Protections in the Country
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What States & Local Governments Can Do to Support Immigrants' Financial Stability
Current aggressive federal immigration enforcement has created massive disruption throughout the U.S. and significant financial hardship in impacted communities. Racial profiling by immigration officials means Black and Latino communities are particularly harmed. The Trump Administration has increased the use of “at-large” arrests in U.S. communities by 600%, putting families at financial risk when wage earners…
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Testimony to DC Council Housing Committee on B26 0595 True Act
This is written testimony to the DC Council Housing Committee on B26 0595 True Act, a ratio utility billing systems (RUBS) transparency bill. The testimony recommends the DC Council prohibit RUBS and lists the harms to tenants and to energy and water conservation goals for the District of Columbia. The testimony provides examples from other…
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GBH News: Consumer debt collection cases spike 60% in two years in Mass. courts
Appearing in GBH News on March 18, 2026, Liz Neisloss talks to April Kuehnhoff, senior attorney at NCLC, about new data that points to the urgent need for reform to defend people facing debt collection lawsuits filed largely by big, out-of-state companies. “It’s important to use that information to try to better work with individuals…
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Bloomberg: ‘Zombie’ Second Mortgages Spur New Battles in State Capitols
Appearing in Bloomberg on March 17, 2026, Coulter Jones talks to Andrea Bopp Stark, senior attorney at NCLC, about how debt collectors are blindsiding borrowers with years of back interest on old home loans. And how states are becoming a flashpoint in the legal battle. For borrowers, the absence of federal enforcement of consumer protection…
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Comments to the California DFPI: Regulate Credit Bureaus
These are comments to the California Dept of Financial Protection and Innovation (DFPI) in response to its request for comments on a potential rulemaking to regulate consumer reporting agencies.
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Written Testimony on House Bill 1148 –Property Taxes – Tax Sales, Heirs Protection Program and Tax Credits
This testimony supports HB 1148, which would provide heirs who inherit property much-needed assistance including assistance in avoiding tax sale. Maryland Legal Aid (MLA) testifies in strong support of this bill.
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NCLC Launches Initiative to Support California Economic Justice Efforts
Leigh Ferrin Will Head the New Project, Aimed at Increasing the Capacity of Legal Services Programs to Address Consumer Law Issues
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California Consumer Law Support Project
The National Consumer Law Center’s California Consumer Law Support Project strengthens the capacity of legal services organizations to provide essential consumer law services to low-income Californians. The project will support California Legal Services organizations through four areas of work: Policy Advocacy In California, NCLC retains Kaiser Advocacy to support legislative and regulatory reforms that benefit…
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Public Service Commission of Maryland Order on Limited Income Mechanism for Utility Customers
In this Order, the Commission provides guidance and direction pertaining to the Public Conference 59 (“PC 59”) Work Group’s Report on Proposed Limited Income Mechanism for Utility Customers. For the reasons detailed below, the Commission approves the general design of the proposed Limited Income Mechanism (“LIM”), recommends guidance on further details, and approves Phase II…
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