NCLC writes in support of Senate Bill 278 (Dodd), which will be heard before the committee shortly. SB 278 will clarify the law and ensure that elderly victims of financial scams can hold negligent banks accountable for assisting in the financial exploitation of older Californians.
NCLC and CLICC are proud sponsors of AB 1119 (Wicks), a bill to ensure that no one is imprisoned because they owe consumer debt. While debtors' prisons are banned in every state by constitution, statute, or judicial decision, in reality they live on because a court may issue an arrest warrant for someone who did not make it to court in a debt collection matter.
NCLC supports AB 1186, the REPAIR Act. The bill would provide crime survivors with more equitable, timely, and stable compensation, while ensuring young people and their families are not locked into unaffordable debt and poverty. It would do so by establishing a public compensation fund through which crime survivors can address immediate needs for compensation, and by ensuring that accountability and rehabilitation is addressed in youth-appropriate ways—such as participating in restorative justice practices, community service, or personal development programs.
Read More about Testimony Supporting California's AB 1186, The REPAIR Act, on Youth Restitution
NCLC submitted a letter analyzing Nevada SB 290. The letter explains that the bill and other industry legislation would exempt various fintech payday loans from lending laws based on the disingenuous assertion that they are not loans.
Read More about Letter Analyzing Nevada Earned Wage Advance Bill
Letter to the VT House Committee on Commerce and Economic Development re: H 87 An act relating to earned wage access service providers
Read More about Testimony on Vermont H.87 Regarding Earned Wage Access Service Providers
Consumer advocacy organizations expressed strong opposition today to H.R. 1165, the Data Privacy Act of 2023, a bill consumer groups believe would actually deprive consumers of important protections under state law, and offer little or no real new protections at the federal level.
Resident ownership of manufactured housing communities brings enormous advantages, both for the residents and for the community at large. When residents own the land on which their homes sit, they – and the community at large — know that their homes are secure. The danger of closure of the park, leaving hundreds of families without…
Read More about Testimony Before the Connecticut General Assembly Regarding Raised Bill No. 988
Credit reports and scores, tenant and employment screening reports, and other background checks all impact fundamental necessities in a consumer’s life: the ability to rent an apartment or buy a home, obtain insurance, find a job, open or keep a bank account, and obtain fairly priced credit. Yet each one of these categories of “consumer…
Read More about 2024 Credit & Consumer Reporting Priorities to Promote Economic Stability
NCLC is supporting S.5150- Strengthening Consumer Protections and Medical Debt Transparency Act, introduced by Sens. Murphy and Van Hollen. The law would help protect consumers from abusive debt collection practices, and would require more reporting from hospitals about their debt collection practices. NCLC provided a quote for the press release.
Read More about S.5150 - Strengthening Consumer Protections and Medical Debt Transparency Act
NCLC supports the Stopping Abuse and Fraud in Electronic (SAFE) Lending Act.
