September 26, 2025 — Letter

UMMC is a coalition of more than 40 organizations committed to expanding access to affordable and sustainable homeownership and housing opportunities through Fannie Mae and Freddie Mac (the Enterprises). We work to ensure that the Enterprises fulfill their purpose to support access to mortgage credit throughout the country, including underserved housing markets, safely and soundly.

This letter urges FHFA to retain regulations clarifying the Federal Housing Finance Agency’s (FHFA) expectations and supervisory authority to make sure that the Enterprises comply with the Fair Housing
Act, fair lending laws, and consumer protection laws, and to identify and establish plans to serve underserved housing markets. As the primary agency with supervisory authority over the Enterprises, FHFA is best positioned to monitor Fannie Mae and Freddie Mac for ongoing compliance with the law.

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