Resources Archive

Coalition Letter to Federal Reserve Requesting Full Board Vote and Public Hearing on Applications of Enova and Opportunity Financial to Become Bank Holding Companies

June 22, 2026

The Board of Governors is presently reviewing the application of Enova International to acquire Grasshopper Bank and to become a bank holding company. The Board is also expected to shortly receive the announced application of Opportunity Financial (“OppFi”) to acquire BNC Bank and to become a bank holding company. In light of the unprecedented nature…

Digital Library: Home Equity "Investment" (HEI) Loans Practice Suite

May 28, 2026

Resources for advocates include free NCLC articles, links to relevant NCLC treatise material, pleadings and discovery, case documents and opinions.

Comments to HHS Regarding the LIHEAP Program Data Collection on Race, Ethnicity, and Sex

June 4, 2026

These are brief comments to HHS requesting that the agency retain the collection of data on LIHEAP recipients regarding race, ethnicity and sex and urging HHS to make the data available in its LIHEAP Data Warehouse.

Nueva Orden Presidencial Sobre Cuentas Bancarias e ITIN: Lo Que Necesitas Saber

June 4, 2026

Esta es una guía básica para entender qué significa la orden para ti, tu cuenta de banco, y tu dinero.

New Presidential Order on Bank Accounts and ITINs: What You Need to Know

June 4, 2026

Here is a guide to what the order means for you, your bank account, and your money.

California Letter in Opposition to ACA-9

May 29, 2026

This sign on letter is part of a TURN campaign to fight ACA -9, a bill that would remove the state utility commission’s jurisdiction over telecommunications providers. CA has the most robust state Lifeline low-income program that is administered by the CPUC. The CPUC is also active with telecom merger reviews and ensuring that all…

Overdraft Fees Rising In Absence of CFPB Rule

June 3, 2026

The largest banks continue to take billions of dollars a year in overdraft fees from families facing an affordability crisis. Some banks in particular stand out for their high or rising fee revenues, according to the latest call report data. In 2025, banks and credit unions extracted over $12 billion in overdraft and nonsufficient funds…

The $12 Billion Overdraft Trap: State Options to Limit Overdraft and Nonsufficient Fund Fees

June 3, 2026

Overdraft and nonsufficient funds (NSF) fees can drain money that people need for rent, food, and medical expenses.

What States Can Do to Stop Credit Reporting Abuses

June 1, 2026

Millions of people are frustrated with the Big Three credit bureaus – Equifax, Experian, and TransUnion. In 2025, 5 million people filed complaints with the Consumer Financial Protection Bureau (CFPB) against these companies. Credit reports are full of errors, such as debts resulting from identity theft, information belonging to other people (known as “mixed files”), and even…

Letter in Support of Including the Reforming Disaster Recovery Act in the 21st Century ROAD to Housing Bill Package

May 29, 2026

This letter from over 550 organizations supports inclusion of this key legislation, which would permanently authorize the CDBG-DR program, in the bipartisan 21st Century ROAD to Housing bill.

Letter to Fannie Mae Regarding Changes to Duty To Serve Plan

April 29, 2026

This letter from the Underserved Mortgage Markets Coalition to Fannie Mae raises concerns regarding several changes to the Duty to Serve plan, including rollbacks on strong rules for Manufactured Home Communities lending, and also recognizes several improvements to the plan.

What States Can Do to Regulate Data Brokers Using State Fair Credit Reporting Laws or DELETE Acts

May 21, 2026

Data brokers collect and sell a wide range of information about consumers, often without their knowledge and consent, including geolocation, health data, buying habits, political affiliation, property records, criminal history, and financial assets. The lack of transparency surrounding data brokers — combined with how artificial intelligence can supercharge their ability to exploit and weaponize the…

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