Resources Archive

NCLC & NHLP Comment to CFPB on Mortgage Refinances & Forbearances: Servicing Notices & Disaster Credit Reporting

November 28, 2022

Comments to the CFPB on the RFI re: mortgage refinances & forbearances, 87 Fed. Reg. 58487, Docket No. CFPB-2022-0059.

Letter to Congress Urging Repeal of Tax on Pell Grants

November 28, 2022

Group letter to Congress supporting litigation related to student loans and financial aid.

Letter to the Fed. Joint Office of Energy & Transportation Regarding the NEVI Community Grant Program

November 28, 2022

Group letter urging the federal Joint Office of Energy & Transportation to use IIJA EV charging funds to promote equity and affordability for low-income consumers.

Coalition Comment Letter to CFPB on Mortgage Refinances & Forbearances

November 28, 2022

Coalition letter to the CFPB re: Comment on Request for Information Regarding Mortgage Refinances and Forbearances, 87 Fed. Reg. 58487, Docket No. CFPB-2022-0059.

H.R. 9307: The SAFE Lending Act of 2022

November 17, 2022

NCLC supports the Stopping Abuse and Fraud in Electronic (SAFE) Lending Act.

Joint Request for Extension of Reply Comment Deadline in the Matter of Targeting and Eliminating Unlawful Text Messages

November 14, 2022

Given the importance of this issue, NCLC and CTIA request a brief, two-week extension of the November 25, 2022, reply comment deadline. The request is reasonable and warranted because the current reply comment period leaves insufficient time for parties to review the extensive comments in this complex proceeding and develop a complete record for the…

Comments to HUD Regarding Transitioning from LIBOR to Alternate Indices

November 17, 2022

Comments to the Housing and Urban Development Department re: 24 CFR Parts 203 and 206, [Docket No. FR-6151-P-02, RIN 2502-AJ51], 87 Fed. Reg. 63,458.

Comments to the U.S. Department of Education on Evaluating Undue Hardship Claims in Adversary Actions Seeking Student Loan Discharge in Bankruptcy Proceedings

May 18, 2018

The National Consumer Law Center, on behalf of its low-income clients, submitted the following comments in response to the Department of Education’s request for information on evaluating undue hardship claims in bankruptcy. We thank the Department for this opportunity, and we are hopeful that the Department will develop helpful guidance on the appropriate factors to…

Group Letter to FHA on Language Access for Borrowers

November 15, 2022

We write to request that HUD strengthen the current requirements related to origination and servicing of Federal Housing Administration (FHA) mortgages for borrowers with limited English proficiency (LEP). We applaud HUD’s LEP access provisions for borrowers in delinquency or default, as well as the agency’s recently-released Language Access Plan, which helps assess needs, promotes the…

FCC Should Do More to Protect Consumers from Scam Texts

November 10, 2022

Group Comments re: CG Docket No. 21-402.

Pounding Student Loan Borrowers: The Heavy Cost of the Government's Partnership with Debt Collection Agencies

September 17, 2014

The U.S. Department of Education refers every eligible defaulted debt to one of 22 private collection agencies. Despite the history of consumer abuses by the collection industry, the United States government hires collectors not only to collect money, but also to communicate with borrowers about options to address student loan debt and to help borrowers…

COVID-Driven Arrearages & Rising Energy Prices Increase Risk of Utility Shutoffs

November 8, 2022

This issue brief is being released as Massachusetts households approach a winter harder than any prior for those who struggle to pay the heating bills as they try to keep warm.

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