This report discusses common problems faced by consumers experiencing debt collection for alleged rental debts as reported to the CFPB. It concludes with suggested actions to assist consumers with alleged rental debts.
The undersigned associations, consumer, civil rights and advocacy groups wrote to express opposition to H.R. 435. This legislation, if enacted, would reduce consumers’ control over their own data by preempting state and federal privacy protections, damage the credit scores of millions of consumers with a disproportionate impact on African Americans, and conflict with long-standing state…
Read More about Coalition letter opposing H.R. 435, Credit Access and Inclusion Act
By the Center for Responsible Lending, Student Borrower Protection Center, and NCLC ‘s Student Loan Borrower Assistance Even before the COVID-19 pandemic and recession, student loan borrowers struggled under the weight of more than $1.6 trillion in debt. One in four borrowers was in default or serious delinquency, and many more struggled to make student…
Read More about Restoring the Promise of Income-Driven Repayment: An IDR Waiver Program Proposal
The Center for Law and Policy and National Consumer Law Center President Biden ran on an agenda that included student debt relief for the more than 44 million borrowers who collectively owe over $1.6 trillion. This would be in line with the Biden Administration’s racial equity goals, as it would include relief for the millions…
Comments to the U.S. Department of Health and Human Services In previous comments filed on September 8, 2021, NCLC raised several concerns about aspects of the proposed TennCare III waiver, i.e., that the Tennessee Medicaid program should not waive the 90-day retroactive eligibility period for Medicaid applicants, should not be designed as a block grant,…
Read More about Comments on Amendment Four of Tennessee’s TennCare III Demonstration Application
There has never been a more important time to focus on student loan servicing issues. The scale of the federal student loan servicing industry and the impacts of its actions are vast. Americans now owe more in student loan debt than they do for auto loans, credit cards, or any other non-mortgage debt.
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