We support HUD’s ongoing commitment to sustainable homeownership. As HUD notes, this mission is consistent with HUD’s core obligation of protecting the Mortgage Mutual Insurance Fund. Importantly, it also aligns with HUD’s statutory duty of “meet[ing] the housing needs of the borrowers that the single family mortgage insurance program under this subchapter is designed to…
Read More about NCLC Comment to HUD on Buy Now Pay Later Products
This sign on letter from the members of the Leadership Conference on Civil and Human Rights Media/Telecom Task Force urges the FCC to not change the National TV Audience Cap which has been set by Congress. The groups also urge the FCC to close the loophole that is technologically incorrect and permits media consolidation in…
Twenty-six advocacy groups submitted a letter urging Congress to defend the data privacy and consumer protections in the Consumer Financial Protection Bureau’s original (CFPB) Personal Financial Data Rights rule and to conduct hearings on the rule.
The Federal Defenders of San Diego and NCLC submitted this amicus brief in support of the Ninth Circuit granting en banc review in United States v. Myers, No. 23-1034, 2025 WL 1300439 (9th Cir. May 6, 2025). Seven other organizations signed on: Family Assistance Program, Fines and Fees Justice Center, Juvenile Law Center, Prison Policy…
NCLC joined the American Bankers Association, Americans for Financial Reform, Conference of State Bank Supervisors, Independent Community Bankers of America, Money Transmitter Regulators Association, and National Conference of State Legislatures urging Congress to strike Section 16(d) of the recently enacted GENIUS Act. Section 16(d) allows any state-chartered uninsured depository institution with a stablecoin subsidiary to…
Read More about Coalition Letter to Congress Seeking Legislative Fix to GENIUS Act Provision
The National Consumer Law Center (on behalf of its low-income clients) and Consumer Federation of America, in a letter to Federal Housing Finance Agency Director William Pulte, strongly oppose the inclusion of crypto assets in the underwriting of federally insured mortgages. This proposal will expose taxpayers to increased risk of losses, open the door to…
Read More about Letter to FHFA on Cryptocurrency in Mortgage Lending
Center for Accessible Technology (CforAT), The Utility Reform Network (TURN), National Consumer Law Center (NCLC), and National Housing Law Project (NHLP) submitted joint responses to questions presented in the Ruling, as well as an overall discussion of the pending proposals, the proposal assessment provided with the Ruling, and the history of the proceeding which led…
As HUD and USDA review their recently published Final Determination from April 25, 2024, adopting the 2021 IECC and ASHRAE 90.1-2019 energy codes as minimum requirements for programs covered under the Energy Independence and Security Act of 2007 (EISA), we write to express support for the Determination and to urge the agencies to retain this…
NCLC met with legal counsel for FCC Chairman Carr to urge the Commission to maintain strong rules allowing consumers to revoke consent to receive robocalls.
Read More about NCLC Ex Parte Letter on TCPA Consent Revocation Rules
NCLC joined various consumer organizations in a letter opposing the application by Circle Internet Group, Inc. (“Circle”) for a national trust bank charter under the name First National Digital Currency Bank, N.A. (“FNDCB”). Circle is a stablecoin issuer seeking to obtain a national bank charter. Granting a national trust bank charter to any stablecoin issuer…
NCLC joined an Application for Review submitted to the Federal Communications Commission seeking the Commission’s review of the Wireline Competition Bureau’s sua sponte decision to suspend the 2024 IPCS Order by delaying for nearly two years the reforms the Commission adopted on a unanimous, bipartisan basis to ensure—pursuant to a bipartisan mandate from Congress—that rates…
This testimony is in support of Massachusetts legislation to create a state-funded summer cooling program, to help low-income utility consumers pay their home energy and home cooling bills during extreme heat and hot summer months.