This testimony by Mountain State Justice (and to which NCLC signed on) discusses challenges faced by homeowners with manufactured homes regarding financing and community conditions and it provides federal policy recommendations.
Read More about Manufactured Housing Testimony Before House Financial Services Committee
A New York Attorney General (NY AG) lawsuit shows how costly “earned wage” payday loans can be -- up to hundreds of dollars a year.
Read More about MoneyLion’s Costly “0% APR” “Earned Wage” Payday Loans
The House Energy and Commerce draft Budget Resolution included a provision that prohibits states and localities from enforcing AI laws for 10 years. It is an attempt to provide total immunity for harms from AI systems, models or automated decision making.
The National Consumer Law Center supports the Consumer Debt Uniformity Act (CDUA), which would expand the protections already in place for consumers in lawsuits involving consumer credit transactions to apply to other types of consumer debt, including medical, rental, and student loan debt.
Read More about Memorandum of Support for NY Consumer Debt Uniformity Act (S.5546/ A.57A)
NCLC submitted this comment to the U.S. Department of Education in response to its request for comments regarding its intent to engage in rulemaking to change the regulations governing the income-driven repayment (IDR) and Public Service Loan Forgiveness (PSLF) programs for federal student loans. NCLC urged the Department to reconsider the timing of the proposed…
S.B. 1257 requires important disclosures for home equity investment loans, but it omits several important protections. This letter explains NCLC’s recommendations for better protecting consumers.
