These are comments to the California Public Utilities Commission in support of TURN’s extreme heat protection recommendations and in support of opening a rulemaking regarding extreme heat protections.
These comments focus on call quality issues, incarcerated people’s ability to complain to the FCC, and best practices for contracts between providers and correctional facilities.
National Association of Mutual Insurance Companies (NAMIC) v. HUD challenges the application of HUD’s disparate impact rule under the Fair Housing Act to the business of homeowner’s insurance. The insurance industry asserts that HUD’s rule is inconsistent with the Supreme Court’s decision in Texas Dep’t of Hous. & Cmty. Affairs v. Inclusive Communities, 576 UA…
NCLC will pursue common-sense regulatory and legislative reforms to ensure fairness, fight fraud, and protect consumers in 2025.
A letter to the Federal Communications Commission in support of their proposed rule to require all wireless providers to unlock handsets no more than 60 days after activation.
Read More about Comments in Support of the FCC's Proposed Rule to Unlock Cell Phones (Handsets)
These comments from the Maryland Energy Efficiency Advocates' Coalition include recommendations to ensure a stakeholder process for electrification and keeping low-income incentives with the state agencies that administer a suite of low-income energy efficiency programs.
Absent a federal requirement, far too many states and local governments will continue to promulgate ownership requirements that exclude heirs property owners and other survivors without conventional documentation of title.
Read More about Letter to HUD on CDBG-DR and Heirs Property/Alternative Title Documentation
NCLC, consumer, and civil rights groups comments to the OCC strongly oppose the Office of the Comptroller of the Currency (OCC)’s proposed rule on Permissible Interest on Loans That Are Sold, Assigned, or Otherwise Transferred (proposal or proposed rule).
Read More about Comments to the OCC on permissible interest on loans that are sold or assigned
As noted by the FTC, bank imposter texts are skyrocketing. As described in this letter, there are specific actions that banks can take to help stem these, and to protect consumers from losses that result from these imposter texts.
Read More about What Banks Can Do to Stop Bank Imposter Texts
Consumers who wish to borrow small amounts of money may have several options. Comparing them can be difficult, especially since consumers do not always get annual percentage rate (APR) disclosures. The APR is an important price comparison tool, providing an apples-to-apples rate comparison for borrowing the same amount of money for the same amount of…
We recommend that for calls that include AI-generated technology: before callers can make AI-generated calls that may employ interaction with the recipient, the callers must obtain explicit consent from called parties to receive calls that use this technology; and second, that these AI-generated calls must include a disclosure at the beginning of each call that…
NCLC supports HUD’s proposal to require servicers to provide partial claim information in connection with a request for a mortgage payment.
Read More about Comments to HUD's Proposed Guidance on Partial Claims and Payoffs
