Resources Archive

Zombie Second Mortgage Resources

October 3, 2022

These NCLC Digital Library resources explain what zombie second mortgages are, why they are such a problem, and ways homeowners can stop foreclosures.

The CFPB: Promoting a Stable Housing Market

January 28, 2025

The Consumer Financial Protection Bureau (CFPB) is an independent agency that enforces consumer protection laws and protects people from financial companies engaged in unfair, deceptive, and abusive practices. Since its creation, the CFPB has obtained more than $21 billion in relief for over 205 million people from companies that cheated and violated the law. The…

Fact Sheet: The CFPB Under Director Rohit Chopra

December 2, 2024

Companies across the U.S. markets are increasingly charging inflated and back-end fees to households and families. This distorts our free market system by concealing the true price of products and services from the competitive process. Learn more about how the CFPB has been leading the effort to tackle junk fees and save Americans billions of…

Fast Facts: CFPB by the Numbers

December 2, 2024

The CFPB has returned $21 billion+ in the forms of monetary compensation, principal reductions, canceled debts, and other consumer relief resulting from CFPB enforcement ($19.6 billion) and supervisory ($1.4 billion) work to more than 205 million consumers or consumer accounts. Learn more about the CFPB’s work by the numbers.

CFPB Fact Sheet: CFPB Enforcement Under Director Chopra

December 2, 2024

When a financial institution, individual, or other entity subject to the CFPB’s jurisdiction breaks the law, theCFPB may take enforcement action against them. In certain cases, the CFPB may partner with other federal, state, or local agencies to investigate the wrongdoing and coordinate the enforcement action. During Director Chopra’s tenure, the CFPB has filed 75…

Robbed Behind Bars: Identity Theft Committed Against Incarcerated Victims

January 27, 2025

Identity theft is a big problem with hidden victims. Identity theft is a multi-billion dollar problem in the United States. In 2021, nearly 24 million people were victims of identity theft, and it was the single most common complaint in the Federal Trade Commission’s (FTC) law enforcement database. While people may assume that identity theft…

All Resources

Zombie Second Mortgage Resources

The CFPB: Promoting a Stable Housing Market

Fact Sheet: The CFPB Under Director Rohit Chopra

Fast Facts: CFPB by the Numbers

CFPB Fact Sheet: CFPB Enforcement Under Director Chopra

Robbed Behind Bars: Identity Theft Committed Against Incarcerated Victims