Resources Archive

Group Letter to MA House Regarding S. 2858/H. 4749: the Debt Collection Fairness Act

June 30, 2022

The 50 groups below respectfully urge you to swiftly and favorably report out An Act Relative to Fairness in Debt Collection, or the “Debt Collection Fairness Act (DCFA)” (H4749/S2858) filed by Representatives Tram Nguyen and Christine Barber and Senator Jamie Eldridge.

Group Letter to HUD Seeking Extension for Comments on FHA Defect Taxonomy and Certifications

May 21, 2019

The undersigned civil rights, housing, and consumer organizations respectfully request a 30-day extension of time to provide comments on FHA’s proposed changes to the loan-level certifications, annual lender certifications, and defect taxonomy for FHA-insured loans.

Group Letter to HUD Regarding the Needed Loan Modification Enhancements to Address Rising Interest Rates

May 31, 2022

On behalf of the clients, communities, and neighborhoods we represent, we urge HUD to adopt enhancements to the FHA COVID-19 waterfall to address the impact of rising interest rates. The rate HUD uses to determine the interest rate for modified loans has increased by almost 2.5% over the last year. The higher interest rate directly limits the amount of relief borrowers can obtain through FHA’s waterfall, especially for those borrowers who currently have low rates.

Group Letter to HUD Regarding the Increased 40-year Term for Loan Modifications

May 31, 2022

On behalf of the clients, communities, and neighborhoods we represent, we write in support of HUD’s proposed amendment to 24 C.F.R. § 203.616, which would increase the maximum payment term of a loan modification from 360 months to 480 months.

Group Letter to HUD Regarding Sep. 16, 2021 Note Sale Announcement

September 22, 2021

A letter in response to the White House and HUD’s notices of intent to sell 1,730 mortgage loan notes in the fall.

Group Letter to HUD Regarding Removing Credit Reports and Credit Scores as a Barrier to Public and Subsidized Housing

November 3, 2021

The undersigned organizations urge HUD to take action to ensure that individuals who qualify for public or subsidized housing can successfully secure a home.

Group Letter to HUD Regarding Defect Taxonomy

July 5, 2022

We are writing to share our reactions to the Defect Taxonomy straw proposal that the Housing Policy Council (HPC) sent to HUD on May 12, 2022. We appreciate HPC’s work on this proposal and willingness to share it with us, and we will continue our conversations with HPC and its members on this important topic.

Group Letter to HUD Regarding COVID-19 Waterfall Drafting Table Comments

November 4, 2021

Several consumer and community organizations offer support for the loss mitigation waterfall proposed by HUD, which they believe will provide significant payment relief and support borrowers facing COVID-19 hardships, and raise five additional COVID-19 loss mitigation issues that HUD should urgently address.

Group Letter to FHFA: Climate and Natural Disaster Risk Management Request for Input

April 19, 2021

The undersigned consumer, community, civil rights, housing, legal services and other public interest organizations write this letter in response to the Federal Housing Finance Agency (FHFA)’s Climate and Natural Disaster Risk Management Request for Input (RFI). The dangers posed by climate change—including damage to homes and other physical property due to increased frequency and severity…

Group Letter to FHFA, Fannie Mae, and Freddie Mac on Reducing Modification Interest Rates for Borrowers with Equity

June 3, 2021

Group letter urging Fannie Mae and Freddie Mac to amend the Flex Modification guidelines to extend the benefit of a lower interest rate to borrowers with mark-to-market loan-to-value (LTV) ratios below 80%.

Group Letter to FCC Urging Adoption of Rules to Reduce Cost of Calls for the Incarcerated and Their Families

November 23, 2020

Group Letter to the FCC re: WC Docket No. 12-375

Group Letter to Department of Justice Requesting Updated Guidance on Juvenile Fees & Fines

June 8, 2021

Group Letter to the Department of Justice re: Request to Reissue and Update Advisory to Eliminate Juvenile Fees and Fines

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