Resources Archive

Group Comments Regarding Debt Collection Regulations' 60 Day Delay

May 19, 2021

The undersigned organizations submit these comments in support of the Consumer Financial Protection Bureau’s proposed 60-day delay in the effective date of the final debt collection rules and call on the CFPB to use this period to revise the regulations to significantly strengthen consumer protections.

Group Comments Opposing the Petition for Declaratory Ruling Filed by Yodel Technologies LLC

October 21, 2019

CG Docket No. 02-278

Group Comments on LEP, Origination, Servicing, and Tenancy in Response to the FHFA Request for Input for the Enterprises’ Equitable Housing Finance Plans

October 25, 2021

The undersigned civil rights and consumer advocacy organizations are writing in response tothe Federal Housing Finance Agency’s (“FHFA”) Request for Input (“RFI”) for the Enterprises’Equitable Housing Finance Plans (“Equity Plans”).

Group Comments on LEP, Origination, Servicing, and Tenancy in Response to the FHFA Request for Input for the Enterprises’ Equitable Housing Finance Plans

October 25, 2021

Comments offered to the Federal Housing Finance Agency on building access to and preserving homeownership, including through equitable and linguistically-competent loan servicing and disposition of properties, and policies that promote equity and expand opportunity for low-income tenants.

Group Comments in Response to a Request for Input for Property Assessed Clean Energy (PACE) Loans

March 16, 2020

Group comments in strong support of efforts to strengthen consumer protections on PACE loans and impose comprehensive state and federal regulation that would treat PACE as a mortgage product.

Group Comment Regarding Notice of Ex Parte Presentation, CG Docket No. 02-278

July 12, 2019

Ex parte notice in intend to respond to the petition filed by the P2P Alliance on May 3, 2018,which requests that the Commission “clarify that P2P text messaging is not subject to the Telephone Consumer Protection Act’s (TCPA) restrictions on calls to mobile phone numbers.”

Group Civil Rights Comment on OCC Advanced Notice of Proposed Rulemaking

August 3, 2020

As the Office of the Comptroller of the Currency (OCC) reassesses digital activities permitted by national banks and federal savings associations, the undersigned civil rights and racial justice advocates write to urge the OCC to heed concerns regarding disparate impact, “predatory inclusion,” “digital redlining,” and the “color of surveillance.” We urge the OCC to adopt…

Gainful Employment: A Civil Rights Perspective

October 1, 2019

Students at for-profit colleges are much less likely to graduate than those at public and non-profit schools; more likely than their peers at other schools to default on their loans; and more likely to have debt and higher amounts of it. It is therefore imperative that a strong gainful employment rule is issued and enforced.

FY 2020 Appropriations for the HHS Low Income Home Energy Assistance Program

June 3, 2019

The federal Low Income Home Energy Assistance Program (LIHEAP) is the cornerstone of government efforts to help needy seniors and families stay warm and avoid hypothermia in the winter, as well as stay cool and avoid heat stress (even death) in the summer. LIHEAP is an important safety net program for low-income, unemployed and underemployed…

Frauds, Scams and COVID-19: How Con Artists Have Targeted Older Americans During the Pandemic

September 23, 2021

Mr. Chairman, Ranking Member Scott, and Members of the Special Committee on Aging,thank you for inviting me to testify today regarding the fraudulent financial practices and scamsaimed at older adults during the COVID-19 pandemic.

Forced Arbitration: Harming South Carolina Consumers, Servicemembers, and Veterans

February 5, 2021

Forced arbitration clauses take away South Carolinians’ constitutional right to a day in court when companies break the law. Instead of a judge, a private arbitrator, often chosen and paid by the company, decides cases in a secretive proceeding with no appeal.

Forced Arbitration: Harming Rhode Island Consumers, Servicemembers, and Veterans

February 5, 2021

Forced arbitration clauses take away Rhode Islanders’ constitutional right to a day in court when companies break the law. Instead of a judge, a private arbitrator, often chosen and paid by the company, decides cases in a secretive proceeding with no appeal.

All Resources

Group Comments Regarding Debt Collection Regulations' 60 Day Delay

Group Comments Opposing the Petition for Declaratory Ruling Filed by Yodel Technologies LLC

Group Comments on LEP, Origination, Servicing, and Tenancy in Response to the FHFA Request for Input for the Enterprises’ Equitable Housing Finance Plans

Group Comments on LEP, Origination, Servicing, and Tenancy in Response to the FHFA Request for Input for the Enterprises’ Equitable Housing Finance Plans

Group Comments in Response to a Request for Input for Property Assessed Clean Energy (PACE) Loans

Group Comment Regarding Notice of Ex Parte Presentation, CG Docket No. 02-278

Group Civil Rights Comment on OCC Advanced Notice of Proposed Rulemaking

Gainful Employment: A Civil Rights Perspective

FY 2020 Appropriations for the HHS Low Income Home Energy Assistance Program

Frauds, Scams and COVID-19: How Con Artists Have Targeted Older Americans During the Pandemic

Forced Arbitration: Harming South Carolina Consumers, Servicemembers, and Veterans

Forced Arbitration: Harming Rhode Island Consumers, Servicemembers, and Veterans

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