Coalition Recommendations for Treasury Department Implementation of the Homeowner Assistance Fund
Recommendations by Americans For Financial Reform Coalition for Treasury Department Implementation of the Homeowner Assistance Fund
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Racial Justice Priorities for the Consumer Financial Protection Bureau
We applaud your commitment to ensuring that the Consumer Financial Protect Bureau provides swift relief to consumers suffering economic hardship due to the COVID-19 pandemic and centering racialequity as a core tenet of the Bureau’s work. The Bureau can and should take immediate and significantmeasures to promote racial equity. We write today to highlight actions…
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Testimony Regarding Protecting Seniors: A Review of the FHA’s Home Equity Conversion Mortgage (HECM) Program
Congress has an important role in overseeing the U.S. Department of Housing and Urban Development’s (HUD) administration of the Federal Housing Administration’s (FHA) reverse mortgage program. Congress authorized HUD to create the HECM program to encourage lenders to make reverse mortgage loans that would better enable seniors to tap into their home equity and age…
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Letter re proposed Regulation X changes which will allow streamlined loan mod offers during and immediately after the COVID-19 pandemic
Coalition organizations write to propose a solution to several of the Regulation X compliance problems that have arisen in the wake of the COVID-19 pandemic. Over 2.7 million borrowers are currently in a forbearance plan, and a large number of these still-struggling homeowners will exit forbearance plans soon.
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Proposed CDFI Program—Certification Application
CDFIs are uniquely suited to promote community development and expand financial inclusion.At times, however, we see CDFIs use “financial inclusion” as the central purported justificationfor permitting irresponsible lending practices, unreasonably high interest rates, and erosion oflongstanding consumer protections.
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Prison Phone Justice in Next Stimulus Package (Group letter)
The COVID-19 outbreak has overwhelmed many public systems, and the correctionalsystem is no different. Prisons and jails have become breeding grounds for infection withpeople crowded into tight quarters, forced to share cells and showers, and deniednecessary hygiene products. But in addition to the grave risk of infection that can onlyeffectively be addressed by depopulating prisons,…
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NCLC Welcomes CFPB Director Chopra and Describes Priorities for CFPB
The CFPB’s top priorities should include addressing COVID impacts for homeowners, tenants and student loan borrowers and emphasizing racial justice throughout the Bureau by looking for disparate impacts, examining new technology, and ensuring equal access to hardship programs.
Read More about NCLC Welcomes CFPB Director Chopra and Describes Priorities for CFPB
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