Resources Archive

Letter to CFPB Regarding Rental Debt Survey of Legal Aid and Non-Profit Attorneys

December 14, 2021

Letter submitting a Policy Brief that presents the results of a survey of 82 legal aid and non-profit attorneys from 27 states and the District of Columbia who worked with consumers with alleged rental debt between June and August 2021. The vast majority (71%) of attorneys who represented consumers with rental debt pre-pandemic reported an…

Group Letter Urging Congress to Include the Medical Debt Relief Act of 2019 in COVID-19 Package

May 11, 2020

Coalition letter urging Congress and the administration to enact broad-based, efficient, and effective relief that goes far beyond the CARES Act to protect people’s homes, cars, bank accounts, income, and benefits so that they can weather the COVID-19 crisis.

Remote Court Appearances in the COVID-19 Era: Protecting Consumers in Collection Lawsuits

June 1, 2020

Recommendations to Improve FHA’s Foreclosure Avoidance Program

March 1, 2020

The U.S. Department of Housing and Urban Development’s Federal Housing Administration insures mortgage loans made by private lenders to encourage the lenders to make home loans to low- and moderate-income homeowners. Borrowers with FHA-insured mortgages who experience financial hardship during their mortgage term may be eligible for FHA’s loss mitigation program, which includes options, such as loan modifications, to enable them to save their homes.

Coalition Recommendations for Treasury Department Implementation of the Homeowner Assistance Fund

March 17, 2021

Recommendations by Americans For Financial Reform Coalition for Treasury Department Implementation of the Homeowner Assistance Fund

Ramirez Amicus Briefing Regarding Olean Wholesale Grocery Cooperative, Inc. v. Bumble Bee Foods

September 10, 2021

Racial Justice Priorities for the Consumer Financial Protection Bureau

February 18, 2021

We applaud your commitment to ensuring that the Consumer Financial Protect Bureau provides swift relief to consumers suffering economic hardship due to the COVID-19 pandemic and centering racialequity as a core tenet of the Bureau’s work. The Bureau can and should take immediate and significantmeasures to promote racial equity. We write today to highlight actions…

Racial Disparities in Debt Collection

August 4, 2020

Qualified Mortgage Definition Under the Truth in Lending Act (Regulation Z):

August 10, 2020

Qualified Mortgage Definition Under the Truth in Lending Act (Regulation Z)

September 16, 2019

Qualified Mortgage Definition Under the Truth in Lending Act

October 1, 2020

Testimony Regarding Protecting Seniors: A Review of the FHA’s Home Equity Conversion Mortgage (HECM) Program

September 25, 2019

Congress has an important role in overseeing the U.S. Department of Housing and Urban Development’s (HUD) administration of the Federal Housing Administration’s (FHA) reverse mortgage program. Congress authorized HUD to create the HECM program to encourage lenders to make reverse mortgage loans that would better enable seniors to tap into their home equity and age…

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