- Credit reports and credit scores are inappropriate measures to determine the likelihood that
an immigrant will become a public charge.
- Immigrants are unlikely to have credit histories and credit scores.
- Credit reports suffer from unacceptable rates of inaccuracy, especially for determining immigration status.
- Use of credit scores will have a disparate impact on immigrants of color.
- If USCIS makes public charge determinations using credit reports or credit scores, it must comply with the user duties under the FCRA.