Six months ago, consumer and advocacy organizations sent then-Director Kathy Kraninger the attached letter calling on the Consumer Financial Protection Bureau to rescind a portion of its April 1, 2020 guidance on Fair Credit Reporting Act compliance with respect to the CARES Act. We renew that call, and once again urge the CFPB to rescind the language in this guidance permitting consumer reporting agencies (CRAs) and furnishers to exceed the statutory deadlines imposed by the Fair Credit Reporting Act (FCRA) for investigating disputes.