Comments of the National Consumer Law Center (on behalf of its low-income clients), the Center for Responsible Lending, Consumer Action, Consumers Union, Dēmos: A Network for Ideas & Action,
National Association of Consumer Advocates, Sargent Shriver National Center on Poverty Law, and U.S. Public Interest Research Group addressing the Federal Reserve Board’s October 21, 2009 Notice of Proposed Rulemaking which implements the Credit Card Accountability, Responsibility and Disclosures Act of 2009 (Credit CARD Act).