We oppose the unfettered use of credit histories and support H.R. 3149, for the following reasons:
- Credit checks in hiring create a fundamental “Catch-22” for job applicants.
- The use of credit in hiring discriminates against African American and Latino job applicants.
- Credit history does not predict job performance.
- Credit reports suffer from unacceptable rates of inaccuracy, especially for a purpose as important as use in employment.