February 9, 2009 — Report

Unfair and Deceptive Acts and Practices (UDAP) statutes in each of the fifty states and the District of Columbia constitute the main lines of defense protecting consumers from predatory, deceptive, and unscrupulous business practices.

This report documents how widely and frequently those lines have been breached, and finds that in almost all states significant gaps or weaknesses undermine the promise of UDAP protections for consumers.