Resources Archive

Clearing a Path: How Heirship Affidavits Help Families Document Inherited Property

September 1, 2026

Passing a family home to the next generation is one of the surest ways to create financial stability and generational wealth. But when the next generation doesn’t have clear title to the home or land, families face significant barriers to retain ownership of “heirs property”—property that passes from one generation to the next without a…

Endorsing OBBBA Repeal on Federal Student Aid and College Accountability

March 27, 2026

This messaging bill sponsored by Sen. Blumenthal would repeal multiple aspects of the higher education portions of the Big Bill Act.

Broad SUPPORT for AB 2116 (Schiavo) – California Financing Law

August 17, 2026

AB 2116 establishes an oversight framework and transparency about the products and costs associated with the product that a commercial broker offers small business owners on behalf of a high-cost commercial lender.

Comments in Response to Congressional RFI on AI in the Financial Marketplace

August 14, 2026

In response to a request for information by Representative Maxine Waters and House Financial Service Committee members, the National Consumer Law Center submitted comments on the application of consumer protection law to use of AI in the financial marketplace. Our comments:

Comment in Opposition to the CFPB Reform Act of 2026 Discussion Draft

August 21, 2026

The CFPB Reform Act of 2026 discussion draft, released in July 2026, would complete the attack on the CFPB already underway to devastating effect. Americans for Financial Reform, the National Consumer Law Center, on behalf of it’s low-income clients, the National Community Reinvestment Coalition, the National Fair Housing Alliance, the National Association of Consumer Advocates…

PRICE Act Letter to Appropriators

August 19, 2026

This letter to House and Senate Appropriations Committees urges them to fund the recently passed PRICE Act, passed as part of the ROAD Act, and to oppose any rescissions of previous appropriations.

Protecting the Family Home: Preventing Heirs Property Challenges Through Transfer on Death Deeds (TODDs)

August 19, 2026

The ability to pass down a home is key to building generational wealth. For most U.S. homeowners, their home is their primary asset. Although there are a range of legal options to transfer assets when a person dies, many homeowners do not have access to legal resources to evaluate all of these options. Transfer on…

What States Can Do About Security Deposit Alternatives

August 17, 2026

Following up on our report about Security Deposit Alternatives, this document identifies actions states can do to curb abuses with these products.

Clean Energy Financing: Why Strong Consumer Protections for Tariffed On-Bill Financing Are Essential

August 19, 2026

Programs that allow utility customers to borrow for energy efficiency and renewable energy upgrades, and to repay the loan through a surcharge on the utility bill, add debt to already debt burdened families and put low-income households at risk. These programs, referred to as tariffed on-bill financing or “inclusive utility investment,” are loans made to…

Comment to CFPB's RFI on Access to Mortgage Credit

August 10, 2026

NCLC’s comment, joined by NHLP, CFA, AFREF, and NFHA, responds to CFPB’s questions about the TRID disclosure regime. We are issuing a press release.

Amicus Brief in NAIB v. Weiser (10th Cir. en banc)

July 15, 2026

This is a supplemental amicus brief submitted to the U.S. Court of Appeals for the Tenth Circuit in the case National Association of Industrial Bankers et al. v. Philip J. Weiser and Martha Fulford (No. 24-1293).

Amicus Brief in Calise v. Meta Platforms, Inc.

August 5, 2026

The brief, submitted by Tech Justice law, Check My Ads Institute, Consumer Federation of America, Consumer Reports, National Association of Consumer Advocates, and NCLC, addresses Meta’s knowledge of rampant fraudulent advertisements on its Facebook platform and the company’s system for generating revenue from those ads. The groups argue that Meta’s knowing facilitation of scam ads…

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