This lawsuit challenges the Consumer Financial Protection Bureau (CFPB)’s elimination or narrowing of three critical, longstanding protections of Regulation B, which implements the Equal Credit Opportunity Act (ECOA).
Recommendations for policies and programs that advance equitable energy affordability in Pennsylvania.
Read More about What Pennsylvania Can Do to Improve Energy Affordability: Snapshot
Recommendations for policies and programs that advance equitable energy affordability in Maryland.
Read More about What Maryland Can Do to Improve Energy Affordability: Snapshot
As renters across the country face increasing housing insecurity, new rent-splitting products are adding expense and risk. Companies selling rent-splitting loans, also known as “rent now, pay later,” claim to solve tenants’ “cash flow problem” by allowing tenants to break rent into multiple payments. Instead, these loans come at a cost and risk increasing financial…
Read More about What States Can Do to Protect Tenants from Rent-Splitting Loans
Keicha Greenidge & Ryan P. Billey, on behalf of themselves and all others similarly situated v. Hometap Equity Partners, LLC & Hometap Investment Partners III SPV, 3:26-cv-01431 (D.N.J.) This class action complaint seeks relief for homeowners against predatory mortgage lender Hometap Equity Partners and its affiliates. The case asserts that the defendants dupe unsuspecting homeowners…
Read More about Greenidge v. Hometap Equity Partners, LLC, et al.
Longstanding structural inequities in access to housing, employment, health care, and health insurance make Black families more likely to incur medical debt. This issue brief explores the unique impact of medical debt on Black people and how it worsens existing disparities.
Read More about Black Families Likely to See Steep Rise in Medical Debt
This document is an additional resource for the TCPA Claim Guide.
This document is an additional resource for the TCPA Claim Guide.
Read More about Telephone Solicitation & Advertisement Explainer for TCPA Guide
This document is an additional resource for the TCPA Claim Guide.
Political robocalls are deeply invasive of privacy and removing the prior express consent requirement is wholly inconsistent with the public interest and the objectives of the TCPA. In these comments, we urge the commission to deny the Waiver Petition before the upcoming November midterm elections and send a strong message that the law protects consumers…
Inclusive Utility Investment (IUI), also known as Tariffed On-Bill Financing, creates significant risks to energy affordability and access, as discussed further below, and would place many utility customers at risk of shutoff of essential utility services. In the event this provision is not struck, we urge you to:
Was that call legal? This is a guide to spotting violations of the Telephone Consumer Protection Act. The Telephone Consumer Protection Act (TCPA) prohibits certain annoying, automated calls and telemarketing messages. It allows individuals to sue for up to $1,500 per illegal call or text. Use the guide to answer questions about the calls or…
