Testimony Archives

Written testimony by April Kuehnhoff and oral testimony by Andrew Pizor before the Washington, DC Committee on the Judiciary & Public Safety in support of Bill 22-0572: The “Wage Garnishment Fairness Amendment Act of 2017”

Prevalence of debt collection and wage garnishment

Read More about Written testimony by April Kuehnhoff and oral testimony by Andrew Pizor before the Washington, DC Committee on the Judiciary & Public Safety in support of Bill 22-0572: The “Wage Garnishment Fairness Amendment Act of 2017”

Written Testimony before New York State’s Department of Financial Services, Division of Consumer Protection and Division of Criminal Justice Services, Bail Bond Reform Listening Session

Read More about Written Testimony before New York State’s Department of Financial Services, Division of Consumer Protection and Division of Criminal Justice Services, Bail Bond Reform Listening Session

Testimony for the Vermont House Committee on Commerce and Economic Development re: H.482, an act relating to consumer protection

Contact with a debt collector is a common experience for Americans. In 2017, the Consumer Financial Protection Bureau (CFPB) released a nationally-representative survey of consumer experiences with debt collection, finding that more than 70 million Americans – about one third of consumers – were contacted by a creditor or debt collector about a debt in…

Read More about Testimony for the Vermont House Committee on Commerce and Economic Development re: H.482, an act relating to consumer protection

Testimony Before Joint Financial Services Committee In Support of S.120/H.2811, An Act Relative to Fairness in Debt Collection

Debt collection affects millions of Massachusetts residents. This section reviews several different studies to provide an overview of the pervasive nature of debt collection in Massachusetts.

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Testimony Responding to the Proposed Amendments to the Massachusetts Rules of Civil Procedure Regarding Credit Card Debts

February 20, 2017

Debt collection affects millions of Massachusetts residents. In 2014, the Urban Institute reported that nearly 1 in 4 Massachusetts residents with credit reports had a debt in collection due to nonpayment of a bill and that the average amount of the debt was $4,602.

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Testimony of NCLC, NACA, and MLRI to the Mass. Division of Banks and the Mass. Attorney General regarding debt collection and regulation in MA

Debt collection affects millions of Massachusetts residents. In 2014, the Urban Institute reported that nearly 1 in 4 Massachusetts residents with credit reports had a debt in collection due to non-payment of a bill and that the average amount of the debt was $4,602.1

Read More about Testimony of NCLC, NACA, and MLRI to the Mass. Division of Banks and the Mass. Attorney General regarding debt collection and regulation in MA

GAO Testimony Regarding Debt Settlement: Fraudulent, Abusive, and Deceptive Practices Pose Risk to Consumers

April 22, 2010

GAO’s investigation found that some debt settlement companies engage in fraudulent, deceptive, and abusive practices that pose a risk to consumers.

Read More about GAO Testimony Regarding Debt Settlement: Fraudulent, Abusive, and Deceptive Practices Pose Risk to Consumers

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Written testimony by April Kuehnhoff and oral testimony by Andrew Pizor before the Washington, DC Committee on the Judiciary & Public Safety in support of Bill 22-0572: The “Wage Garnishment Fairness Amendment Act of 2017”

Written Testimony before New York State’s Department of Financial Services, Division of Consumer Protection and Division of Criminal Justice Services, Bail Bond Reform Listening Session

Testimony for the Vermont House Committee on Commerce and Economic Development re: H.482, an act relating to consumer protection

Testimony Before Joint Financial Services Committee In Support of S.120/H.2811, An Act Relative to Fairness in Debt Collection

Testimony Responding to the Proposed Amendments to the Massachusetts Rules of Civil Procedure Regarding Credit Card Debts

Testimony of NCLC, NACA, and MLRI to the Mass. Division of Banks and the Mass. Attorney General regarding debt collection and regulation in MA

GAO Testimony Regarding Debt Settlement: Fraudulent, Abusive, and Deceptive Practices Pose Risk to Consumers

Support NCLC

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Written testimony by April Kuehnhoff and oral testimony by Andrew Pizor before the Washington, DC Committee on the Judiciary & Public Safety in support of Bill 22-0572: The “Wage Garnishment Fairness Amendment Act of 2017”

Written Testimony before New York State’s Department of Financial Services, Division of Consumer Protection and Division of Criminal Justice Services, Bail Bond Reform Listening Session

￼Testimony for the Vermont House Committee on Commerce and Economic Development re: H.482, an act relating to consumer protection

Testimony Before Joint Financial Services Committee In Support of S.120/H.2811, An Act Relative to Fairness in Debt Collection

Testimony Responding to the Proposed Amendments to the Massachusetts Rules of Civil Procedure Regarding Credit Card Debts

￼Testimony of NCLC, NACA, and MLRI to the Mass. Division of Banks and the Mass. Attorney General regarding debt collection and regulation in MA

GAO Testimony Regarding Debt Settlement: Fraudulent, Abusive, and Deceptive Practices Pose Risk to Consumers

Support NCLC

Testimony for the Vermont House Committee on Commerce and Economic Development re: H.482, an act relating to consumer protection

Testimony of NCLC, NACA, and MLRI to the Mass. Division of Banks and the Mass. Attorney General regarding debt collection and regulation in MA