Letter Archives

Group Letter to HUD Regarding COVID-19 Waterfall Drafting Table Comments

November 4, 2021

Several consumer and community organizations offer support for the loss mitigation waterfall proposed by HUD, which they believe will provide significant payment relief and support borrowers facing COVID-19 hardships, and raise five additional COVID-19 loss mitigation issues that HUD should urgently address.

Group Letter to FHFA: Climate and Natural Disaster Risk Management Request for Input

April 19, 2021

The undersigned consumer, community, civil rights, housing, legal services and other public interest organizations write this letter in response to the Federal Housing Finance Agency (FHFA)’s Climate and Natural Disaster Risk Management Request for Input (RFI). The dangers posed by climate change—including damage to homes and other physical property due to increased frequency and severity…

Group Letter to FHFA, Fannie Mae, and Freddie Mac on Reducing Modification Interest Rates for Borrowers with Equity

June 3, 2021

Group letter urging Fannie Mae and Freddie Mac to amend the Flex Modification guidelines to extend the benefit of a lower interest rate to borrowers with mark-to-market loan-to-value (LTV) ratios below 80%.

Group Letter to FCC Urging Adoption of Rules to Reduce Cost of Calls for the Incarcerated and Their Families

November 23, 2020

Group Letter to the FCC re: WC Docket No. 12-375

Group Letter to Department of Justice Requesting Updated Guidance on Juvenile Fees & Fines

June 8, 2021

Group Letter to the Department of Justice re: Request to Reissue and Update Advisory to Eliminate Juvenile Fees and Fines

Group Letter to CT Regarding Prison Phone Justice

September 17, 2020

Letter to urge the Connecticut legislature to pass legislation during its special session this September to stop charging families for prison phone calls.

Group Letter to Congress Urging Passage of the CARES Act

April 13, 2020

The 66 undersigned community, civil rights, consumer, and student advocacy organizations thank you for taking swift action to pass the CARES Act to begin to grapple with the ongoing economic fallout caused by the coronavirus.

Group Letter to Congress Urging Inclusion of Expanded Broadband in Upcoming Stimulus Packages

April 29, 2020

A coalition of industry, non-profits, schools and libraries urge Congress to support access to affordable broadband internet in forthcoming COVID-19 stimulus packages.

Group Letter to Congress Opposing Free File First Provisions in the Taxpayer First Act of 2019 (H.R. 1957)

June 3, 2019

Advocates urge Congress to not to codify the Internal Revenue Service’s Free File program (“Free File”) as part of the Taxpayer First Act of 2019 (H.R. 1957). Tax filing is a civic obligation and should not be a financial burden for low- and moderate-income taxpayers.

Group Letter to CFPB Urging Prevention of Covid Foreclosures

January 28, 2021

On behalf of the low-income clients and communities we represent, we urge the Bureau to take immediate action to prevent a wave of COVID-19-related foreclosures, likely to be concentrated in low income communities and communities of color. The pandemic continues to harm homeowners, and according to a December 2020 Brookings Institution report, the crisis is worsening for Black and Latinx borrowers.

Group Letter to CFPB Urging Pause of Revising Qualified Mortgage Definition

July 27, 2020

Group letter urging the Consumer Financial Protection Bureau to pause revising the Qualified Mortgage Definition and to extend the current patch through COVID-19.

Group Letter to CFPB Regarding TILA QM Definition, with Terms

September 8, 2020

Group Letter to CFPB re: Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z): General QM Loan Definition, Docket No. Docket No. CFPB-2020-0020, RIN 3170-AA98

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