Letter to Chi Chi Wu from Equifax
A response from Equifax to NCLC's Chi Chi Wu regarding a letter requesting that Equifax provide consumers with credit reports in Spanish and seven additional languages.
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Letter to CFPB Regarding Effect of the Supreme Court’s Standing Decision on the CFPB’s Work
We are writing to highlight the effect of the Supreme Court’s recent decision in TransUnion L.L.C. v. Ramirez, 141 S. Ct. 2190 (U.S. June 25, 2021) on the CFPB’s work. The Ramirez decision significantly impairs the ability of consumers to privately enforce numerous federal consumer laws in federal court, particularly disclosure requirements.
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Letter to CFPB Director Kraninger Regarding Yom Kippur Filing Deadline for Seasoned QM Loan Definition Docket No. CFPB-2020-0028, RIN 3170-AA98
A letter requesting a one-week extension of the comment period on the QM seasoning comments. The comment deadline for the proposed special QM definition for seasoned loans falls on September 28th, Yom Kippur, the holiest day on the Jewish calendar.
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Coalition letter supporting the End Double Taxation of Successful Consumer Claims Act
Consumer Letter re: The End Double Taxation of Successful Consumer Claims Act
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Letter Regarding S.B. 472, Earned Income Access Service Providers Act
Letter in opposition to the current version of the Earned Income Access Service Providers Act, which fails to address the critical issues discussed in NCLC’s April 24, 2019 letter.
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Letter Regarding Recommended Revisions to False Certification Discharge Policies and Regulations
Letter to President-Elect Joseph Biden Transition Team re: Recommended Revisions to False Certification (Ability-to-Benefit) Discharge Policies and Regulations
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Letter Regarding Application of CFPB’s Interim Final Rule to the New CDC Eviction Moratorium
We are writing to urge the CFPB to amend the Interim Final Rule on Debt Collection Practices in Connection With the Global COVID-19 Pandemic (“IFR”) to clarify that it applies to the current eviction moratorium. The IFR requires increased information for tenants about COVID-related protection from eviction, and clarifies that consumers have federal remedies against debt collectors involved in the eviction that fail to provide or misrepresent that information.
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Letter Opposing OMB Directive No. 14: Consumer Inflation Measures Produced by Federal Statistical Agencies
The National Consumer Law Center, on behalf of its low-income clients, writes in strong opposition to the Office of Management and Budget (OMB)’s proposed changes to the federal poverty line adjustment methodology which will, over time, result in millions of consumers losing their eligibility for low-income assistance programs or experience a reduction in the amount of assistance received.
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Letter in Support of the Consumer Bankruptcy Reform Act of 2020
Letter voicing support for the “Consumer Bankruptcy Reform Act of 2020.” The bill will greatly improve our current bankruptcy system and give families burdened with debt (especially low-income and older consumers and people of color) a meaningful opportunity for a fresh start, which is all the more essential in the wake of the COVID-19 crisis.
Read More about Letter in Support of the Consumer Bankruptcy Reform Act of 2020
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