This filing was submitted to urge the FCC not to act on the “Emergency Petition for Commission to consider a stay of effective date of one-to-one rule in light of Executive Order” filed by the group known as Responsible Enterprises Against Consumer Harassment, MBC (R.E.A.C.H.). Given the harm to consumers and small businesses that would…
These comments, submitted on behalf of organizations across the country that provide free legal assistance to low-income student loan borrowers, address the Department’s proposed changes to regulations previously promulgated to protect federal student loan borrowers and taxpayers from misconduct and closures by schools. We urge the Department to change course, as the proposed rules would…
NCLC, on behalf of its low-income clients, supports the FDIC’s proposed rule regarding record keeping of custodial accounts, but urges the FDIC to do more. Custodial accounts impact consumers who “bank” with fintech nonbank companies offering banking services. The proposed rule will help ensure that records are up to date, which will ensure that consumer…
Read More about Comments to the FDIC Regarding Recordkeeping for Custodial Accounts
NCLC and CRL submitted comments in response to FHA’s draft handbook that support that draft and offer areas for improvement.
Read More about NCLC/CRL Comments in Response to Draft Handbook 4000.1
In this letter, consumer advocates and mortgage industry trade associations support HUD’s draft loss mitigation waterfall and make suggestions for improving it.
Read More about Joint Industry and Advocacy Comment on Draft FHA Handbook
This letter lays out how the Commission should efficiently and justly continue to implement the Martha Wright Reed Just and Reasonable Communications Act. The actions the Commission should take include: (1) adopting permanent rate caps on incarcerated people’s communications services (IPCS); (2) collecting data regarding IPCS video costs and other aspects of the marketplace; (3)…
The FCC’s December 2023 regulation requiring one-to-one consent for prerecorded telemarketing calls will dramatically reduce these abusive calls in the future. These comments describe how both consumers and small businesses will benefit from this regulation, and they counter the telemarketing industry complaints.
By Public Knowledge, Open Technology Institute at New America, Benton Institute for Broadband and Society and the National Consumer Law Center, on behalf of its low-income clients (WC Docket No. 23-199) Reply comments in response to the Federal Communications Commission’s Notice of Inquiry to refresh the record on fixed and mobile broadband internet service data…
Read More about Reply Comments to the FCC on Data Caps in Consumer Broadband Plans
By Public Knowledge, Open Technology Institute at New America, Benton Institute for Broadband and Society and the National Consumer Law Center, on behalf of its low-income clients (WC Docket No. 23-199) These are joint opening comments in response to the Federal Communications Commission’s Notice of Inquiry to refresh the record on fixed and mobile broadband…
Read More about Comments to the FCC on Data Caps in Consumer Broadband Plans
The sale and rental of telephones allows scammers and telemarketers to evade FCC requirements for truthful caller-ID. These comments urge the FCC to deny the application of a VoIP provider requesting access to number resources based on its previous practices.
NCLC fully supports the FTC’s proposal to amend the TSR to include inbound technical support calls in response to a solicitation to help protect consumers from these scam calls.
These comments request that the Bankruptcy Rules Committee consider an amendment to Rule 3001(c) to fix a substantive change made by the restyling of the rule that may have limited the ability of a bankruptcy court to impose sanctions for creditor noncompliance with the proof of claim requirements.