Comments Archives

Group Comments to the CFPB Regarding Seasoned Qualified Mortgage Loan Definition

October 1, 2020

The Qualified Mortgage rule will play a significant role in the shape of the mortgage market going forward and whether homeowners who have been harmed by unsustainable loans, the types of loans targeted by the Dodd-Frank legislation, will have recourse to protect their homes from foreclosure and obtain an affordable mortgage loan. We therefore respectfully request a 60-day extension to this comment period.

Group Comments to the CFPB Regarding Debt Collection Practices

September 18, 2019

The 234 undersigned consumer, civil and human rights, labor, community and legal services organizations from all 50 states and the District of Columbia submit the following comments on the Consumer Financial Protection Bureau’s (CFPB or Bureau) proposed debt collection rules. The rule as proposed does far more to protect abusive debt collectors than consumers.

Group Comments to the CFPB Opposing Changes in Rules on Payday, Title and Certain Installment Loans and Rescission of Ability-to-Repay Rule

May 15, 2019

Comments on Proposal to Rescind Ability-to-Repay Requirements Governing Payday, Vehicle Title, and Certain High-Cost Installment Loans, Docket No. CFPB-2019-0006

Group Comments to HUD Regarding Single Family Handbook Drafts Posted for Feedback

September 11, 2020

On behalf of the clients and communities we represent, NCLC writes to comment on HUD’s proposed revisions to Single Family Housing Policy Handbook, Handbook 4000.1.

Group Comments to FHA Regarding Comments to Mortgagee Letter 2021-18

August 20, 2021

We write to comment on HUD’s response to the COVID-19 pandemic through Mortgagee Letter 2021-18. We appreciate that HUD has provided an avenue for borrowers to access significant payment relief through the COVID-19 Recovery Modification. It is essential, however, that HUD take further steps to ensure that its program operates as intended and borrowers are…

Group Comments to FCC Regarding WT Docket 12-375

January 22, 2021

Group reply letter to the FCC urging adoption of final rules to reduce the cost of phone calls for the incarcerated and their families

Group Comments to FCC Regarding CG Docket No. 02-278

May 24, 2022

Group Comments to the FCC re: TCPA Application to Robocalls and Automated Text Messages to Encourage Continuation in Governmental Health Coverage Programs

Group Comments to Bank Regulators on Third-Party Risk Management Guidance Urging an End to Rent-a-Bank Schemes

October 18, 2021

Advocates express concern over the Proposed Interagency Guidance on Third-Party Relationships' failure to highlight the significant risks associated with high-cost lending involving third-party relationships.

Group Comments Regarding Energy Conservation Standards for Residential Furnaces and Boilers

January 12, 2007

These groups all urge the Department of Energy to reconsider its decision to set an AFUE standard of 80% for non-weatherized gas furnaces.

Group Comments Regarding Debt Collection Regulations' 60 Day Delay

May 19, 2021

The undersigned organizations submit these comments in support of the Consumer Financial Protection Bureau’s proposed 60-day delay in the effective date of the final debt collection rules and call on the CFPB to use this period to revise the regulations to significantly strengthen consumer protections.

Group Comments Opposing the Petition for Declaratory Ruling Filed by Yodel Technologies LLC

October 21, 2019

CG Docket No. 02-278

Group Comments on LEP, Origination, Servicing, and Tenancy in Response to the FHFA Request for Input for the Enterprises’ Equitable Housing Finance Plans

October 25, 2021

The undersigned civil rights and consumer advocacy organizations are writing in response tothe Federal Housing Finance Agency’s (“FHFA”) Request for Input (“RFI”) for the Enterprises’Equitable Housing Finance Plans (“Equity Plans”).

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