Comments Archives

Reply Comments to the FCC Regarding Unwanted and Illegal Text Messages

December 9, 2022

The National Consumer Law Center (NCLC) and the Electronic Privacy Information Center (EPIC), along with sixteen other national and state consumer and privacy groups representing a broad swath of individual telephone subscribers across the United States, urge the Federal Communications Commission (FCC) to stand firm against requests to force cell phone carriers to allow unwanted…

Group Long Comments to CFPB on its Proposed Debt Collection Rule

September 18, 2019

The National Consumer Law Center (on behalf of its low income clients), Americans for Financial Reform Education Fund, Consumer Federation of America, National Association of Consumer Advocates, U.S. PIRG, and Woodstock Institute submit these comments on the Consumer Financial Protection Bureau‘s (CFPB or Bureau) proposed debt collection rule. We are terribly disappointed with the proposed…

NCLC's Comments to HUD regarding Small Dollar Lending

December 5, 2022

The National Consumer Law Center submitted comments to the U.S. Department of Housing and Urban Development (HUD) regarding the lack of availability of small-dollar mortgages for consumers seeking funding to purchase or repair lower priced homes. The scarcity of these types of mortgages had a disparate impact on consumers of color who were forced to…

Group Comments to the CDFI Fund Regarding Changes to the Certification Application

December 5, 2022

Coalition comments to the Community Development Financial Institutions Fund re: Proposed CDFI Program–Certification Application and Annual Reporting.

Coalition Comments to the FHFA on the 2022 DTS Plan Modifications

December 5, 2022

Underserved Mortgage Market Coalition comments to the FHFA re: Input on Fannie Mae and Freddie Mac 2022 Duty to Serve Plan Modifications.

Coalition Comment Letter to CFPB on Mortgage Refinances & Forbearances

November 28, 2022

Coalition letter to the CFPB re: Comment on Request for Information Regarding Mortgage Refinances and Forbearances, 87 Fed. Reg. 58487, Docket No. CFPB-2022-0059.

Joint Industry-Consumer Comment Letter to CFPB on Mortgage Refinances & Forbearances

November 28, 2022

Joint comment letter to the CFPB re: Comment on Request for Information Regarding Mortgage Refinances and Forbearances, 87 Fed. Reg. 58487, Docket No. CFPB-2022-0059.

NCLC, CRL & NHLP Comment to CFPB on Mortgage Refinances & Forbearances

November 28, 2022

Group comments to the CFPB on the RFI re: Mortgage Refinances and Forbearances, 87 Fed. Reg. 58487, Docket No. CFPB-2022-0059.

NCLC & NHLP Comment to CFPB on Mortgage Refinances & Forbearances: Servicing Notices & Disaster Credit Reporting

November 28, 2022

Comments to the CFPB on the RFI re: mortgage refinances & forbearances, 87 Fed. Reg. 58487, Docket No. CFPB-2022-0059.

Comments to HUD Regarding Transitioning from LIBOR to Alternate Indices

November 17, 2022

Comments to the Housing and Urban Development Department re: 24 CFR Parts 203 and 206, [Docket No. FR-6151-P-02, RIN 2502-AJ51], 87 Fed. Reg. 63,458.

Comments to the U.S. Department of Education on Evaluating Undue Hardship Claims in Adversary Actions Seeking Student Loan Discharge in Bankruptcy Proceedings

May 18, 2018

The National Consumer Law Center, on behalf of its low-income clients, submitted the following comments in response to the Department of Education’s request for information on evaluating undue hardship claims in bankruptcy. We thank the Department for this opportunity, and we are hopeful that the Department will develop helpful guidance on the appropriate factors to…

FCC Should Do More to Protect Consumers from Scam Texts

November 10, 2022

Group Comments re: CG Docket No. 21-402.

All