Holiday Shoppers Beware! Buy Now Pay Later and Deferred Interest Credit Cards Hold Hidden Dangers
New brief explains new protections for BNPL users, offers tips for consumers considering BNPL and no-interest credit card promotions.
Newsroom
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The Washington Post: What the Republican trifecta could mean for student loan borrowers
Appearing in The Washington Post on November 18, 2024, Danielle Douglas-Gabriel talks Abby Shafroth for coverage of the highs and lows for federal student loan borrowers over the past four years, and what the next four years might look like with Republicans controlling both chambers of Congress and the White House. “No matter what is…
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The Washington Post: These are the environmental rules that will likely outlive Trump
President Biden set efficiency rules for dozens of appliances that are expected to cut billions of tons of greenhouse emissions. Despite his rhetoric, Nicolas Rivero talked to NCLC senior attorney Charlie Harak about how Trump has few effective ways to reverse them for coverage appearing in The Washington Post on November 18, 2024. “Although it’s…
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The Verge: AI landlord screening tool will stop scoring low-income tenants after discrimination suit
Appearing in The Verge on November 20, 2024, Emma Roth discusses screening system SafeRent’s $2.3 million class action settlement with Massachusetts residents with housing vouchers and talks to NCLC’s Director of Litigation, Shennan Kavanagh. “Credit scores and scores modeled similarly, such as SafeRent Scores, draw on information that has only been tested at predicting repayment…
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CFPB Provides New Oversight of Big Tech Digital Wallets and Payment Apps
Companies like PayPal, Cash App to be Examined for Fraud, Errors, Illegal Account Closures, Data Collection
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50-State Survey: APRs Increase As States Allow Lenders to Pile on Junk Fees
Interest rate caps still vary greatly from state to state, rates are trending upward, and too many states allow lenders to pile on junk fees.
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DC Attorney General’s Office Takes Action Against EarnIn Over 300% APR Loans
Advocates Applaud Enforcement Action Against the Payday Advance App for Violating DC’s Interest Rate Cap and Deceiving Borrowers with False Claims and Advertising WASHINGTON – In an enforcement action filed yesterday by the Attorney General of the District of Columbia against the payday advance app EarnIn, the AG rejected EarnIn’s claim that its loans are…
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Alabama Congressman Joins Debt Collectors in Support of Deceptive and Unfair Collection of Medical Debt
Rep. Palmer’s Resolution to Overturn the CFPB’s October Advisory Opinion Comes on the Heels of a Legal Challenge Brought by ACA International WASHINGTON – More than 100 million people struggle under the weight of medical debt, with many facing unfair and deceptive debt collection tactics. The Consumer Financial Protection Bureau (CFPB) issued an advisory opinion…
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Digital Library: Homeowner Tactics and Remedies When Insurance Is Force-Placed
This article then surveys homeowners’ best options and RESPA rights and remedies to resist charges for force-placed insurance.
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CFPB Orders Money Transfer Provider to Return $3 Million to Incarcerated People and Their Families
Global Tel Link illegally took money from accounts and blocked money transfers intended for basic necessities.
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Advocacy Operations Assistant
The National Consumer Law Center (NCLC) is seeking an Advocacy Operations Assistant to join our experienced Operations team based at NCLC’s national headquarters in Boston, MA. The Advocacy Operations Assistant provides key administrative and research support to NCLC Consumer Law Advocates in their work related to federal and state consumer protections. This is a full time, hybrid…
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NPR: Massachusetts is going after a company collecting on 'zombie second mortgages
Airing on NPR on November 1, Chris Arnold talks to NCLC senior attorney Andrea Bopp Stark about how the Massachusetts AG is cracking down on a company collecting on “zombie second mortgages” — old loans that homeowners thought were dead but rise from the grave. “I think it’s groundbreaking. I think it’s really hopeful, because…
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