Top Six TCPA/Robocall Developments in 2024/2025
This article summarizes current Telephone Consumer Protection Act (TCPA) and robocall developments.
Read More about Top Six TCPA/Robocall Developments in 2024/2025
This article summarizes current Telephone Consumer Protection Act (TCPA) and robocall developments.
Read More about Top Six TCPA/Robocall Developments in 2024/2025
Free Online, the 2025 Edition of Surviving Debt Provides New Resources on Student Debt, Medical Debt, and Homeowners’ Rights
Read More about New Resource Empowers Consumers Battling Mounting Debt
New Resource Outlines Tools to Reduce Incidence of Identity Theft Behind Bars
Read More about Incarcerated People Are Frequent Targets of Identity Theft
The National Consumer Law Center remains firmly committed to Dr. King’s vision of a just economy that works for everyone, with access to safe and affordable housing, sustainable credit, and education and employment opportunities at its bedrock.
Read More about On MLK Day, Remembering the Power of the People
Today, the Consumer Financial Protection Bureau (CFPB) ordered Equifax, one of the “Big Three ” nationwide consumer credit reporting agencies, to pay a $15 million penalty for conducting faulty and inadequate investigations when consumers disputed errors on their credit reports, in violation of the Fair Credit Reporting Act.
The CFPB found that the 2020 Opinion’s analysis of what constitutes “credit” under TILA was “significantly flawed” and that the Opinion, which was limited to completely free advances, had been misunderstood and misused to support claims that EWAs are not credit.
Read More about CFPB Rescinds 2020 Advisory Opinion on Earned Wage Advances
The Biden administration announced that it will provide $5.75 billion in relief to over 345,880 borrowers with outstanding loans borrowed to attend Ashford University, Drake College of Business, and schools owned by the Center for Excellence in Higher Education (CEHE).
NCLC and New America Foundation Applaud Protection of Social Security Benefits from Seizure to Collect Student Debt
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Read More about Tell Congress: Medical Debt Must Get Off Credit Reports – Support CFPB Rule
Appearing in Bloomberg Law on January 7, 2025, Evan Weinberger interviews Chi Chi Wu to discuss action to scrap medical debt from consumer credit reports and how Republican lawmakers and the credit reporting industry will likely push to overturn the changes. “Medical debt has damaged the financial record of tens of millions for far too…
Read More about Bloomberg Law: Medical Debt Struck From Credit Reports in Final CFPB Rule
Appearing in the Los Angeles Times on January 7, 2025, Laurence Darmiento interviews NCLC Senior Attorney Chi Chi Wu for coverage of a lawsuit against Experian, one of the nation’s largest credit bureaus, filed by the Consumer Financial Protection Bureau for allegedly improperly handling consumer disputes. “It’s about time a credit bureau was held accountable…
Appearing in American Banker on January 6, 2025, Kate Berry interviews NCLC Associate Director Lauren Saunders for coverage of how the incoming Trump administration is expected to seek the repeal of some regulations finalized by the Consumer Financial Protection Bureau. On the chopping block are rules finalized by the CFPB since August, the six-month lookback…
Read More about American Banker: Recent CFPB rules face repeal with no return under Trump
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