Manufactured homeowners own their home, but lease the land underneath the home. Their homes can be rendered unlivable if the community owner—the owner of the land — does not maintain the water, sewer and electric systems. Confiscatory increases in the lot rent can make their shelter unaffordable. If a homeowner wants to move out of the community, the community owner can impede the homeowner’s sale of the home by requiring any buyer of the home to move it out of the community. If the community owner decides to convert the land to some other use, the homeowners must either sell their homes at a fraction of their original value, move their homes (which also causes the homes to lose value) or abandon their homes altogether.

Policy Guide: Protecting Fundamental Freedoms in Communities

January 15, 2015

This guide is a resource for anyone interested in safeguarding the rights of homeowners in manufactured home communities through state policy.

Read More about: Policy Guide: Protecting Fundamental Freedoms in Communities

From the DigitalLibrary

Home Foreclosures

NCLC’s definitive treatise on all aspects of home foreclosures, including how state law governs whether a manufactured home must be foreclosed upon as real property or repossessed as moveable assets.

Read Chapter One

Support NCLC

Please support NCLC's work to advance consumer rights and economic justice with a tax-deductible contribution today!

Donate