June 15, 2022 — Article

The CFPB’s new Regulation F interpreting the Fair Debt Collection Practices Act (FDCPA) took effect November 30, 2021. For more detail on the new regulation see Comprehensive New FDCPA Regulation F Takes Effect November 30.

Based on a review of nearly sixty complaints alleging violations of Regulation F filed in federal court in the first six months since the effective date, this article provides initial advice for FDCPA practitioners regarding the use of Regulation F in litigation. The article lists pleading tips for Regulation F litigation, highlights particular violations of Regulation F alleged in the complaints, and links to examples of federal court complaints alleging those types of violations.