Digital Library: Continued Vitality of 67 Withdrawn CFPB Guidance Documents

May 13, 2025 — Article

On May 12, 2025, the CFPB withdrew 67 of its guidance documents—8 policy statements, 7 interpretative rules, 13 advisory opinions, and 39 other guidance documents. See 90 Fed. Reg. 20,084 (May 12, 2025). Many of these guidance documents have significant utility in consumer litigation involving the FDCPA, FCRA, TILA, ECOA, state UDAP statutes, and other consumer credit laws. Moreover, these guidance documents often address areas of current consumer concern. 

This article explains how consumer law practitioners can continue to use these withdrawn interpretations in consumer litigation. The article also explains the CFPB’s justification for the withdrawal and provides a listing of withdrawn guidance documents, organized by consumer law statute, with links for more information.