Appearing in Bloomberg Law on Oct. 27, 2025, Evan Weinberger talks to Chi Chi Wu, director of consumer reporting and data advocacy at NCLC, about the Trump administrations claims that the Federal Credit Reporting Act (FCRA) takes precedence over state measures barring medical debt and other items on consumer credit reports.
Premium increases could leave millions of Americans without health insurance and struggling to pay bills. Allowing medical debt to appear on credit reports would add “salt to the wound” by making it harder for those consumers to get access to credit.
Chi Chi Wu, director of consumer reporting and data advocacy at NCLC.
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