Appearing in the Associated Press on August 2, 2025, Cora Lewis interviews Kyra Taylor, staff attorney at the National Consumer Law Center, for coverage of how, according to estimates, millions of student borrowers could begin having their wages garnished as soon as this summer.
“The most important thing borrowers can do before administrative wage garnishment restarts is to log into studentaid.gov to check whether their federal student loans are in default and take steps now to remove them from default.”
Kyra Taylor, staff attorney at the National Consumer Law Center.
Taylor said it’s not uncommon for borrowers to be unaware that their loans are in default. If borrowers attended college or graduate school during different periods of time, or if they have different federal loan types, they may also have multiple student loan servicers.
If that’s the case, you should act now to get your loans out of default and back into good standing by either entering a rehabilitation agreement, where you must make nine consecutive payments based on their income, or by consolidating your loans into a new federal Direct Loan.
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