Appearing in The New York Times on July 17, 2026, Ann Carnns talks to Abby Shafroth, managing director of advocacy at the National Consumer Law Center, about how states are stepping in to help graduate students finance their studies now that federal Graduate PLUS loans have been eliminated for new borrowers. Borrowers should carefully review…
This group statement strongly opposes a package of bills (HR 9602-9611) that would provide wrongful cover for the Trump administration efforts to dismantle the Department of Education, including efforts to transfer the federal student loan program to the Treasury Department.
Beginning in July 2026, federal student loan repayment options are changing dramatically because of new “RISE” regulations implementing last summer’s reconciliation bill, the One Big Beautiful Bill Act (OBBBA) (Pub. L. No. 119-21, 139 Stat. 72), and also settlement of the litigation in Missouri v. Trump, No. 4:24-cv-00520 (E.D. Mo. Mar. 10, 2026) that resulted in the elimination of the…
Read More about Digital Library: Major July Changes to Federal Student Loan Repayment
On a Positive Note, Rules Ease Pathway for Borrowers To Get Out of Default
Free Online Guide Provides New Resources for Dealing with Medical Debt, Student Debt, Disaster Relief, and Property Tax Foreclosures
Appearing in NerdWallet on April 1, 2026, Elin Johnson talks to Kyra Taylor, staff attorney at NCLC about how Parent PLUS loans will face new restrictions, as part of an overhaul of the student loan landscape. “Borrowers often don’t realize that the government has extensive power to collect what you owe if you default on…
Read More about NerdWallet: Parent PLUS Loan Limits: Guide to Borrowing Changes in 2026
Appearing in The New York Times on March 20, 2026, Stacy Cowley talks to Kyra Taylor, staff attorney at NCLC, about recently released data from the Education Department, which showed that by the end of last year, 7.7 million borrowers had defaulted on $181 billion in federal student loans. “The last thing student loan borrowers…
Originally appearing in the Associated Press on March 19, 2026, Collin Binkley talks to Kyra Taylor, staff attorney at NCLC, about the U.S. Education Department’s decision to hand off a portion of its student loan portfolio to the Treasury Department. Student loan advocates condemned the move, saying it only adds to confusion as the Trump administration overhauls…
Borrowers Enrolled in SAVE Plan Must Apply for a New Plan and Brace for Increased Monthly Payments
A year of policy changes, amid soaring cost of living, is wreaking havoc on student loan borrowers
Appearing in U.S. News & World Report on March 13, 2026, Greg Garrison talks to Abby Shafroth, managing director of advocacy at NCLC about how a federal appeals court dealt a fatal blow to the most affordable federal student loan repayment plan, starting a countdown clock for more than 7 million borrowers to transition into…
Report Shows Scaled Back Oversight of Student Loan Servicers, Increasing Risks of Servicing Errors
