Selected Resources About Medical Lending Products
CFPB Resources: Community Catalyst Resources: NCLC Resources: Other Resources:
Read More about Selected Resources About Medical Lending Products
Search Results
Filter By
-
-
What States Can Do: Medical Credit Cards and Other Medical Lending Products
Medical bills often end up on credit cards, including medical credit cards and other medical lending products. These products are marketed specifically to pay for medical expenses and are typically offered directly by health care providers, particularly dentists. Patients used cards or loans with deferred interest terms to pay for almost $23 billion in healthcare…
Read More about What States Can Do: Medical Credit Cards and Other Medical Lending Products
-
Pandemic Lawsuits in California: Credit Card Issuers & Debt Buyers Top Litigants in 2021
In 2021, the 15 most common private litigants in collection lawsuits in 16 California counties were all credit card issuers and debt buyers. Collectively, these 15 companies were engaged in 76.2% of all collection lawsuits filed in those counties.
-
Federal Ability-To-Repay Requirements for Small Dollar Loans
Underwriting for the ability to repay is at the core of responsible lending. For small-dollar lending and other forms of non-mortgage lending, these are some of the applicable federal statutes, regulations, and guidances that address appropriate underwriting to ensure responsible lending.
Read More about Federal Ability-To-Repay Requirements for Small Dollar Loans
-
Consumer Concerns: Information for Advocates Representing Older Adults
Advice for Older Consumers About Credit Cards Credit card debt can cause tremendous financial problems for older adults. Credit card problems are a leading cause of consumer bankruptcy filings. Contrary to popular myth, huge credit card bills are not mostly due to irresponsible overspending. Many consumers resort to credit cards to meet pressing financial needs…
Read More about Consumer Concerns: Information for Advocates Representing Older Adults