Model State Coerced Debt Law
Coerced debt occurs when an abuser utilizes coercive control or identity theft to incur debt in the name of an individual.
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Model Medical Debt Protection Act
The Model Medical Debt Protection Act, now in its third edition, is a tool for advocates who are working to protect consumers who are burdened with medical debt in their states. The model act provides suggested language to improve state health care financial assistance laws, and to strengthen medical debt collection consumer protections.
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Model Mortgage Servicer Duty of Good Faith
This is an outline of a Model Law for Mortgage Servicer Duty of Good Faith.
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Model Manufactured Home Community Stability and Preservation Act
This guide is a resource for anyone interested in promoting resident purchase opportunities through state policy. It is based on a careful review of existing and proposed state-level legislation, as well as the National Consumer Law Center’s (NCLC) experience working with advocates in various states.
Read More about Model Manufactured Home Community Stability and Preservation Act
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Model Family Financial Protection Act
The Model Family Financial Protection Act protects consumers from the most common abuses in the credit and collections industries, restoring balance to an increasingly lopsided system of justice.
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Model State Act Limiting Arbitration
Much attention is now being paid to the expanded use of forced arbitration clauses in employment and consumer contracts, the attendant harms to consumers and employees, and the possibility of federal intervention. Recent media attention has highlighted the harms that arbitration inflicts on Americans every single day. And a flurry of federal activity (both congressional…
