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2023 Credit & Consumer Reporting Priorities to Promote Economic Stability

January 18, 2023

Credit reports and scores, tenant and employment screening reports, and other background checks all impact fundamental necessities in a consumer’s life: the ability to rent an apartment or buy a home, obtain insurance, find a job, or obtain fairly priced credit. Yet each one of these categories of “consumer reports” has serious systemic problems, and…

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2023 Consumer Protection Federal Priorities

January 13, 2023

To address the racial and economic inequality that the pandemic and soaring inflation have made so apparent, we need to pursue common-sense reforms that are rooted in basic fairness, fight fraud, and protect consumers in 2023. ACCESS TO JUSTICE: Restore Our Day in Court Our justice system should be open to all. Stop fine-print forced…

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OCC Ignores Dodd-Frank Act’s Repeal of 2004 Preemption Regulations

May 27, 2011

In 2004, the Office of the Comptroller of the Currency (OCC) adopted sweeping regulations preempting state laws aimed at abusive bank practices involving mortgages, credit cards, and other areas. The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 effectively overturned those regulations and limited the OCC’s ability to preempt state laws. On May…

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2023 Credit & Consumer Reporting Priorities to Promote Economic Stability

2023 Consumer Protection Federal Priorities

OCC Ignores Dodd-Frank Act’s Repeal of 2004 Preemption Regulations