Resources Archive

Coalition Comment on the CFPB's Proposed Rule Amending the Civil Penalty Fund Rule

July 18, 2025

This comment pushes back against the proposal by the Consumer Financial Protection Bureau (CFPB) to limit the permissible uses of the Consumer Financial Civil Penalty Fund. The proposed rule may signal a plan to stop compensating victims of companies that violate the law and then say they have no money to repay, and perpetuates a…

NCLC Supports Rep. Correa's Student Loan Bankruptcy Improvement Act.

July 11, 2025

NCLC supports Rep. Correa’s Student Loan Bankruptcy Improvement Act, which would give a meaningful opportunity for financially distressed Americans to discharge student loan debts in bankruptcy by changing the standard used by courts in handling requests for discharge.

NCLC Testimony on Massachusetts H.4144, An Act Relative to Energy Affordability

July 2, 2025

This 2025 Massachusetts legislation aims to make energy bills more affordable for consumers. NCLC testifed in support of consumer protections during extreme heat, and protections in the competitive energy supply market. NCLC also explained our concerns with sections on submetering of electricity, and energy bill surcharges to finance energy efficiency and electrification purchases.

Burkhardt et al. v. MoneyLion Technologies Inc. et al.

May 22, 2025

Johnathan Burkhard and Deven Burkhardt, individually and on behalf of all others similarly situated v. MoneyLion Technologies Inc., ML Plus, LLC, and MoneyLion of Florida, LLC, No. 3:25-cv-00693 (N.D. Fla.) This case seeks relief against predatory earned wage access lender MoneyLion and related companies on behalf of a nationwide class of servicemembers and their spouses…

Letter Opposing Anti-CFPB Bills

July 15, 2025

NCLC joined 68 community, civil rights, consumer, civic and other organizations opposing bills that would undermine the Consumer Financial Protection Bureau (CFPB) and threaten its statutorily mandated consumer protection mission.

Petition for Rulemaking Concerning the Finality of a Car Purchase (Yo-Yo Financing)

May 17, 2023

The petition, signed by six national public interest organizations who represent car buyersacross the country, demonstrates that despite agreeing to terms in signed credit contracts, car dealers regularly refuse to follow through with the original agreement with buyers, and typically engage in yo yo tactics by claiming the transaction depends on the dealer’s ability to…

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