Issues

NCLC uses its expertise to write the rules of a fair marketplace. Our staff of legal and policy experts are widely recognized as the leading national experts in consumer credit, banking, home energy, and other areas of special importance to low-income families. 

Arbitration & Access to Justice

Banking & Payment Systems

Overdraft Loans
Mobile Payments and Remittances
Prepaid Debit Cards
Payment Fraud  
Protection of Exempt Public Benefits

Bankruptcy

Car Sales & Financing

Consumer Protection Regulation and Preemption

Regulatory Reform and Consumer Financial Protection Bureau 

Preemption

Credit Cards

Credit Discrimination

Credit Reports

Debt Collection  

Employment

Foreclosures & Mortgages

Mortgage Servicing Policy Analysis
Mortgage Servicing Litigation
General Predatory Mortgage Policy Analysis
State Foreclosure Laws
Foreclosure Mediation Programs
Home Affordable Modification Program (HAMP)
Bankrupt Lenders & Failed Banks
Sample Counseling Resources & Practice Aids

 

Energy, Utilities & Telecommunications

Energy Efficiency and Multifamily Housing
Stay Connected

LIHEAP & Fuel Assistance

Weatherization & Home Energy Efficiency
Appliance Efficiency Standards
Consumer Protection and Regulatory Issues
Water
Telecommunication
Electric & Gas
On-Bill Financing

High Cost Small Loans

Payday Loans
Overdraft Loans
Refund Anticipation Loans
Usury

Manufactured Housing

Privacy

Student Loans

Taxes


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Other Consumer Protection Issues 

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Debt Relief Services
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Policy Archive

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Litigation

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Co-Counseling with NCLC 
Case Index

 

Services

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Co-Counseling with NCLC 
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