Resources Archive

Coalition Letter to Congress Opposing Diverting Resources from Education to Other Areas in Reconciliation

February 19, 2025

This letter, signed by NCLC and other national organizations with expertise in college access, affordability, and the federal student aid program, expresses opposition to any reconciliation legislation that diverts essential educational resources to other policy areas. As explained in the letter, this short-sighted approach would diminish access to quality postsecondary education, increase the cost for…

Testimony in Support of Oregon H.B. 2967, a Bill That Would Prohibit Rental Application Fees

February 19, 2025

H.B. 2967 would eliminate harmful application fees. The bill is easy for both prospective tenants and landlords to understand, which has the added benefit of making enforcement more straightforward. And, critically, it would make the difficult search for rental housing more affordable and allow applicants to put their money toward their actual rent payments.

Insurance Marketing Coalition Ltd. v. Federal Communications Commission et al.

February 19, 2025

Insurance Marketing Coalition Ltd. v. FCC, et al., No. 24-10277 (11th Cir.) This case was brought by an insurance trade group against the FCC to challenge the validity of the FCC’s One-to-One Consent Rule, which would require telemarketers to obtain consent directly from a consumer before robocalling them. The Rule would have eliminated billions of…

Testimony Against Washington State HESA Bill HB 1464

February 14, 2025

Washington State HB 1464 regarding home equity sharing agreements will expose Washington homeowners to a dangerous loan product. The bill lacks adequate protections and codifies the deceptive claim that these products are not loans. NCLC urges legislators to oppose it.

Fact Sheet for Regulating Shared Appreciation Mortgages; Massachusetts H.3954 / S.731

February 18, 2025

In November 2024, a provision in the Economic Development bill (Section 269) created a dangerous loophole for homeowners by granting a blanket waiver of liability for non-profit Shared Appreciation Mortgages (SAMs), stripping away crucial consumer protections and leaving homeowners vulnerable to predatory lending practices. H.3954 / S.731 closes the loophole created by Section 269 and…

NTEU, NCLC and others v. Vought, Case No. 1:25-cv-00381 (D.D.C)

February 13, 2025

On February 13, 2025, NCLC, along with the NAACP, the Virginia Poverty Law Center, individual Plaintiff Pastor Eva Steege and the CFPB Employee Association, joined a lawsuit as Plaintiffs that was filed by the National Treasury Employees Union against the CFPB’s Acting Director Russell Vought in D.C federal court. Plaintiffs moved for a Temporary Restraining…

All Resources

Coalition Letter to Congress Opposing Diverting Resources from Education to Other Areas in Reconciliation

Testimony in Support of Oregon H.B. 2967, a Bill That Would Prohibit Rental Application Fees

Insurance Marketing Coalition Ltd. v. Federal Communications Commission et al.

Testimony Against Washington State HESA Bill HB 1464

Fact Sheet for Regulating Shared Appreciation Mortgages; Massachusetts H.3954 / S.731

NTEU, NCLC and others v. Vought, Case No. 1:25-cv-00381 (D.D.C)