Issues

image_pdfimage_print

Student Loans Archive

Report and Briefs Issue Brief: Federal Student Loan Relief after a Disaster: Your Guide to Short-Term and Long-Term Options, January 2018 (1-page Guide to Short-Term Relief with Two Quick Calls) Préstamos Estudiantiles Después de un Desastre Natural: Su Guía Sobre Opciones de Asistencia a Corto y Largo Plazo, Enero 2018 Préstamos Federales Estudiantiles Después de un Desastre [...]

Student Loans Archive2019-04-05T11:35:02-05:00

For-Profit Schools

Policy Analysis Reports & Briefs Voices of Despair: Student Borrowers Trapped in Poverty When Government Seizes Their Earned Income Tax Credit Report and  Press Release (2018) Press Release and Report: Pushed into Poverty: How Student Loan Collections Threaten the Financial Security of Older Americans (2017) Updated Report: Ensuring Educational Integrity: 10 Steps to Improve State Oversight of For-Profit Schools (2014) Update to Step 2: [...]

For-Profit Schools2019-04-17T07:47:44-05:00

Private Student Loans

Policy Analysis Reports & Briefs Report: The Sallie Mae Saga: A Government-Created, Student Debt Fueled Profit Machine (2014) Report: Searching for Relief: Desperate Borrowers and the Growing Student Loan “Debt Relief” Industry (2013) Report: The Student Loan Default Trap (2012) Report: Piling It On: The Growth of Proprietary School Loans and the Consequences for Students (2011) Litigation [...]

Private Student Loans2019-04-18T15:36:04-05:00

Federal Student Loans

Policy Analysis Reports & Briefs Brief: The Dark Side of Payroll Withholding to Repay Student Loans, Feb. 11, 2019 (Press Release) Report: Voices of Despair: Student Borrowers Trapped in Poverty When Government Seizes Their Earned Income Tax Credit Report and  Press Release (2018) Report: Pushed into Poverty: How Student Loan Collections Threaten the Financial Security of Older Americans  and [...]

Federal Student Loans2019-04-17T07:47:11-05:00

Commercialized (In)Justice: Consumer Abuses in the Bail and Corrections Industry

This National Consumer Law Center report examines the growing problem of consumer abuses by private companies profiting from the U.S. criminal legal system and mass incarceration, disproportionately affecting people of color and low-income people, and makes recommendations for reform. Published: March 2019 Report (PDF) Executive Summary (PDF) Key Findings Key Recommendations Flow chart/Infographic: [...]

Commercialized (In)Justice: Consumer Abuses in the Bail and Corrections Industry2019-04-09T09:52:47-05:00

Consumer Complaints about Debt Collection: Analysis of Unpublished Data from the FTC

This National Consumer Law Center report analyzes 620,800 debt collection complaints from all 50 states, the District of Columbia, and Puerto Rico about debt collection practices collected by the Federal Trade Commission for 2017. The data sheds light on consumer experiences with debt collection and can guide enforcement of the law or highlight areas where [...]

Consumer Complaints about Debt Collection: Analysis of Unpublished Data from the FTC2019-03-05T15:26:39-05:00

Debt Collection Fact Sheets

Racial Disparities in Consumer Debt Collection and (Infographic) Servicemembers, Veterans, and Debt Collection and (Infographic) Older Consumers and Debt Collection and (Infographic) Medical Debt Collection and (Infographic) Student Debt Collection and (Infographic)  What States Can Do to Help Consumers: Medical Debt National and State Debt Collection Data National Alabama Alaska Arizona Arkansas California Colorado Connecticut D.C [...]

Debt Collection Fact Sheets2019-04-18T08:23:48-05:00

Consumer Tips: Weathering the Financial Storm After a Natural Disaster

October 2018 Print in PDF In the aftermath of a natural disaster you may feel overwhelmed with the task of putting your life back in order.  Here are some simple strategies for working with your creditors to rebuild your financial life. PRIORITIZING YOUR DEBT Prioritize which debts to pay first.  A natural disaster will lead [...]

Consumer Tips: Weathering the Financial Storm After a Natural Disaster2019-03-07T08:43:23-05:00

How HUD is Failing to Protect Widows and Widowers of Reverse Mortgage Borrowers

Case Studies and Recommendations  November 2018 Print in PDF  Reverse mortgages are intended to help elders age in their homes.  Yet, across the country, widows and widowers are losing their homes because of HUD’s failure to prevent foreclosures on reverse mortgages their now-deceased spouses previously obtained.  HUD should take immediate action to better inform reverse [...]

How HUD is Failing to Protect Widows and Widowers of Reverse Mortgage Borrowers2019-03-07T08:45:26-05:00