https://www.nclc.org/resources/ 2024-05-14T18:08:03+00:00 https://www.nclc.org/resources/criminal-justice-debt-how-states-can-help/ 2022-08-04T18:54:20+00:00 https://www.nclc.org/resources/foreclosure-rescue-scam-statute/ 2022-08-09T14:37:13+00:00 https://www.nclc.org/resources/foreclosing-a-dream-state-laws-deprive-homeowners-of-basic-protections/ 2022-08-09T14:47:00+00:00 https://www.nclc.org/resources/requirement-for-loan-modification-analysis-loss-mitigation-before-foreclosure/ 2022-08-09T14:54:19+00:00 https://www.nclc.org/resources/memorandum-on-federal-and-state-constitutional-issues-related-to-foreclosure-mediation-diversion/ 2022-08-09T14:58:11+00:00 https://www.nclc.org/resources/model-form-for-summary-data-of-loan-modifications/ 2022-08-09T15:00:18+00:00 https://www.nclc.org/resources/model-consumer-credit-act/ 2022-08-09T16:51:24+00:00 https://www.nclc.org/resources/national-consumer-act/ 2022-08-09T16:56:16+00:00 https://www.nclc.org/resources/consumer-impact-fall-2020/ 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2022-08-25T21:24:42+00:00 https://www.nclc.org/resources/mass-bar-counsel-v-ruggiero-no-c4-18-253773-petition-for-discipline/ 2022-08-25T21:24:47+00:00 https://www.nclc.org/resources/motion-to-dismiss-in-debora-less-v-quest-diagnostics-incorporated/ 2022-08-25T21:25:56+00:00 https://www.nclc.org/resources/plaintiffs-response-in-eastman-v-npl-capital-llc/ 2022-08-25T21:30:33+00:00 https://www.nclc.org/resources/pre-filing-considerations/ 2022-08-25T21:31:14+00:00 https://www.nclc.org/resources/preliminary-statement-in-robinson-v-national-student-clearinghouse/ 2022-08-25T21:31:24+00:00 https://www.nclc.org/resources/qualified-mortgage-definition-under-the-truth-in-lending-act/ 2022-08-25T21:32:20+00:00 https://www.nclc.org/resources/qualified-mortgage-definition-under-the-truth-in-lending-act-regulation-z/ 2022-08-25T21:32:25+00:00 https://www.nclc.org/resources/qualified-mortgage-definition-under-the-truth-in-lending-act-regulation-z-2/ 2022-08-25T21:32:30+00:00 https://www.nclc.org/resources/racial-disparities-in-debt-collection/ 2022-08-25T21:32:35+00:00 https://www.nclc.org/resources/remote-court-appearances-in-the-covid-19-era-protecting-consumers-in-collection-lawsuits/ 2022-08-25T21:33:14+00:00 https://www.nclc.org/resources/request-for-extensions-to-the-covid-19-lifeline-program/ 2022-08-25T21:33:51+00:00 https://www.nclc.org/resources/reverse-mortgage-issues-in-the-covid-19-pandemic/ 2022-08-25T21:34:35+00:00 https://www.nclc.org/resources/traced-act-exemptions/ 2022-08-26T19:11:18+00:00 https://www.nclc.org/resources/uchealth-patients-sue-debt-collector-in-denver-district-court/ 2022-08-31T14:27:08+00:00 https://www.nclc.org/resources/2021-credit-consumer-reporting-priorities-to-promote-economic-recovery/ 2022-09-01T18:24:22+00:00 https://www.nclc.org/resources/testimony-in-support-of-md-s-b-686-residential-electricity-and-gas-supply-billing-information-reports/ 2022-09-01T20:13:17+00:00 https://www.nclc.org/resources/testimony-in-support-of-md-s-b-685-electricity-and-gas-energy-suppliers-assisted-customers/ 2022-09-01T20:13:46+00:00 https://www.nclc.org/resources/2021-foreclosure-prevention-and-mortgage-lending-priorities/ 2022-09-01T20:18:14+00:00 https://www.nclc.org/resources/testimony-of-nclc-before-the-u-s-house-committee-on-appropriations-regarding-fy-2021-appropriations-for-the-low-income-home-energy-assistance-program-liheap/ 2022-09-01T20:20:55+00:00 https://www.nclc.org/resources/2021-foreclosure-prevention-and-mortgage-lending-priorities-hud-fhfa-usda/ 2022-09-01T20:23:02+00:00 https://www.nclc.org/resources/2021-student-loan-federal-priorities/ 2022-09-01T20:25:06+00:00 https://www.nclc.org/resources/a-1-5-trillion-crisis-protecting-student-borrowers-and-holding-student-loan-servicers-accountable/ 2022-09-01T20:27:54+00:00 https://www.nclc.org/resources/a-review-of-the-state-of-and-barriers-to-minority-homeownership/ 2022-09-01T20:33:19+00:00 https://www.nclc.org/resources/acics-coalition-comment-for-feb-2021-meeting-to-u-s-dept-of-education-regarding-accrediting-council-for-independent-colleges-and-schools/ 2022-09-01T20:35:10+00:00 https://www.nclc.org/resources/testimony-in-support-of-hb-260-residential-electricity-and-gas-supply-billing-information-reports/ 2022-09-02T18:13:04+00:00 https://www.nclc.org/resources/testimony-in-support-of-hb-982-public-utilities-low-income-and-middle-income-housing-energy-performance-targets/ 2022-09-02T18:15:51+00:00 https://www.nclc.org/resources/testimony-in-support-of-house-bill-3076/ 2022-09-02T18:19:11+00:00 https://www.nclc.org/resources/testimony-in-support-of-md-s-b-681-comprehensive-protections-for-residential-consumers/ 2022-09-02T18:20:39+00:00 https://www.nclc.org/resources/american-rescue-plan-act-of-2021-protecting-economic-impact-payments-from-assignment-or-garnishment/ 2022-09-02T18:20:44+00:00 https://www.nclc.org/resources/amicus-brief-in-cook-county-v-wolfe/ 2022-09-02T18:40:32+00:00 https://www.nclc.org/resources/testimony-regarding-a-biased-broken-system-examining-proposals-to-overhaul-credit-reporting-to-achieve-equity/ 2022-09-02T19:12:39+00:00 https://www.nclc.org/resources/testimony-regarding-fy2021-appropriation-for-the-health-and-human-services-low-income-home-energy-assistance-program-liheap/ 2022-09-02T19:27:49+00:00 https://www.nclc.org/resources/why-homeowner-assistance-fund-programs-should-be-accessible-to-homeowners-in-bankruptcy/ 2022-09-05T16:08:27+00:00 https://www.nclc.org/resources/why-title-reviews-should-not-create-unnecessary-barriers-to-haf-assistance/ 2022-09-05T16:12:14+00:00 https://www.nclc.org/resources/amicus-brief-in-lindebaum-v-realgy-llc/ 2022-09-06T16:22:35+00:00 https://www.nclc.org/resources/amicus-brief-in-massachusetts-fair-housing-center-and-housing-works-inc-v-hud/ 2022-09-06T16:29:54+00:00 https://www.nclc.org/resources/amicus-brief-in-melanie-glasser-v-hilton-grand-vacations-company/ 2022-09-06T16:32:52+00:00 https://www.nclc.org/resources/united-states-consumer-bankruptcy-law-attorney-fee-survey-states-report-2017-2018/ 2022-09-06T16:52:47+00:00 https://www.nclc.org/resources/amicus-brief-in-salcedo-v-hanna/ 2022-09-06T17:15:57+00:00 https://www.nclc.org/resources/testimony-during-examining-discrimination-in-the-automobile-loan-and-insurance-industries/ 2022-09-06T17:47:45+00:00 https://www.nclc.org/resources/amicus-brief-in-state-of-washington-v-u-s-department-of-homeland-security/ 2022-09-06T17:53:42+00:00 https://www.nclc.org/resources/amicus-brief-in-support-of-appellee-and-urging-affirmance-in-tabitha-evans-v-pennsylvania-higher-education-assistance-agency/ 2022-09-06T19:11:55+00:00 https://www.nclc.org/resources/amicus-brief-in-the-township-of-mount-holly-v-mt-holly-gardens-citzen-in-action/ 2022-09-06T19:16:00+00:00 https://www.nclc.org/resources/amicus-brief-opposing-demurrer-in-oppfi-v-dfpi/ 2022-09-06T19:20:39+00:00 https://www.nclc.org/resources/amicus-brief-fulford-v-avant/ 2022-09-07T15:16:25+00:00 https://www.nclc.org/resources/amicus-brief-midwest-title-loans-v-mills/ 2022-09-07T15:23:56+00:00 https://www.nclc.org/resources/amicus-brief-nclc-v-andrew-saul/ 2022-09-07T15:34:42+00:00 https://www.nclc.org/resources/letter-to-the-u-s-house-regarding-network-resiliency/ 2022-09-07T18:25:05+00:00 https://www.nclc.org/resources/national-consumer-law-center-and-united-church-of-christ-oc-inc-s-comments-on-the-state-of-the-lifeline-marketplace/ 2022-09-07T20:17:19+00:00 https://www.nclc.org/resources/national-debt-collection-fact-sheet/ 2022-09-07T20:26:53+00:00 https://www.nclc.org/resources/with-one-quarter-of-u-s-adults-underbanked-or-unbanked-consumer-should-have-the-right-to-pay-retailers-with-cash/ 2022-09-08T13:29:38+00:00 https://www.nclc.org/resources/appalachian-power-company-and-wheeling-power-company/ 2022-09-08T14:38:22+00:00 https://www.nclc.org/resources/urgent-steps-to-protect-reverse-mortgage-borrowers-during-the-covid-19-public-health-crisis/ 2022-09-08T14:44:01+00:00 https://www.nclc.org/resources/appellant-reply-brief-in-jillian-mcadory-plaintiff-appellant-v-m-n-s-associates-llc-and-dnf-associates-llc/ 2022-09-08T14:45:48+00:00 https://www.nclc.org/resources/testimony-before-the-judiciary-committee-of-the-connecticut-general-assembly-2019-regular-session/ 2022-09-08T14:49:19+00:00 https://www.nclc.org/resources/appendix-c-long-summaries-of-loss-mitigation-rules-for-government-backed-loans/ 2022-09-08T18:34:58+00:00 https://www.nclc.org/resources/testimony-before-joint-financial-services-committee-in-support-of-s-578-h-919-an-act-relative-to-fairness-in-debt-collection/ 2022-09-08T19:01:59+00:00 https://www.nclc.org/resources/testimony-before-house-financial-services-committee-regarding-fair-credit-reporting-act-how-it-functions-for-consumers-and-the-economy/ 2022-09-08T19:06:43+00:00 https://www.nclc.org/resources/letter-supporting-the-end-double-taxation-of-successful-consumer-claims-act/ 2022-09-08T19:37:43+00:00 https://www.nclc.org/resources/non-debtor-release-prohibition-act-2021/ 2022-09-08T19:40:46+00:00 https://www.nclc.org/resources/approaching-consumer-law-with-a-racial-justice-lens/ 2022-09-08T19:56:59+00:00 https://www.nclc.org/resources/support-the-debt-collection-fairness-act-dcfa/ 2022-09-08T20:12:29+00:00 https://www.nclc.org/resources/preparing-the-bankruptcy-documents/ 2022-09-08T20:15:07+00:00 https://www.nclc.org/resources/attachments-recommended-revisions-to-false-certification-discharge-policies-and-regulations/ 2022-09-08T20:24:55+00:00 https://www.nclc.org/resources/borrowing-from-our-future-the-case-for-cancelling-student-debt/ 2022-09-08T20:35:57+00:00 https://www.nclc.org/resources/support-strong-legislation-to-stop-abusive-robocalls/ 2022-09-08T20:40:24+00:00 https://www.nclc.org/resources/brief-for-defendant-securus-technologies-llc/ 2022-09-08T20:47:42+00:00 https://www.nclc.org/resources/syllabus-in-ohio-et-al-v-american-express-co-et-al/ 2022-09-08T21:02:04+00:00 https://www.nclc.org/resources/support-letter-end-double-taxation-of-successful-consumer-claim/ 2022-09-08T21:26:17+00:00 https://www.nclc.org/resources/support-letter-end-double-taxation-of-successful-consumer-claims-act/ 2022-09-08T21:29:47+00:00 https://www.nclc.org/resources/support-letter-for-credit-reporting-provisions-of-the-heroes-act-s-3508/ 2022-09-09T12:15:11+00:00 https://www.nclc.org/resources/nclc-and-public-justice-comments-to-the-advisory-committee-on-civil-rules-regarding-possible-rule-amendments-that-could-ameliorate-future-national-emergencies-effects-on-court-operations/ 2022-09-09T12:31:05+00:00 https://www.nclc.org/resources/nclc-and-sbpc-letter-calling-for-immediate-covid-19-relief-for-commercial-ffelp-borrowers/ 2022-09-09T12:45:49+00:00 https://www.nclc.org/resources/proposed-cdfi-program-certification-application/ 2022-09-09T12:49:27+00:00 https://www.nclc.org/resources/proposed-regulation-x-changes-to-allow-streamlined-loan-mod-offers-during-and-immediately-after-the-covid-19-pandemic/ 2022-09-09T12:53:09+00:00 https://www.nclc.org/resources/nclc-comments-to-doj-regarding-policy-initiatives-concerning-the-ability-of-americans-in-financial-distress-to-access-the-bankruptcy-system/ 2022-09-09T12:56:57+00:00 https://www.nclc.org/resources/nclc-comments-to-the-federal-energy-regulatory-commission-on-docket-ad21-09-000/ 2022-09-09T13:07:14+00:00 https://www.nclc.org/resources/recommendations-to-improve-fhas-foreclosure-avoidance-program/ 2022-09-09T13:19:59+00:00 https://www.nclc.org/resources/need-help-with-debts-dont-get-burned-by-scammers-know-the-facts-about-debt-relief/ 2022-09-09T13:27:13+00:00 https://www.nclc.org/resources/support-for-the-improving-language-access-in-mortgage-servicing-act-of-2021/ 2022-09-09T13:32:05+00:00 https://www.nclc.org/resources/support-for-senate-bill-2131-the-improving-fha-support-for-small-dollar-mortgages-act/ 2022-09-09T13:38:05+00:00 https://www.nclc.org/resources/reply-brief-in-support-of-acm-vision-v-llcs-motion-to-dismiss-count-v-of-plaintiffs-first-amended-complaint/ 2022-09-09T13:39:13+00:00 https://www.nclc.org/resources/residential-property-assessed-clean-energy-pace-programs/ 2022-09-09T13:54:36+00:00 https://www.nclc.org/resources/response-in-the-matter-of-moratorium-on-disconnection-of-utility-services-during-the-public-health-emergency-declared-on-march-9-2020/ 2022-09-09T14:25:24+00:00 https://www.nclc.org/resources/nhlp-nclc-letter-to-u-s-senate-recommending-improvements-to-usda-homeownership-programs/ 2022-09-09T14:35:23+00:00 https://www.nclc.org/resources/notice-of-ex-parte-presentation/ 2022-09-09T15:27:28+00:00 https://www.nclc.org/resources/second-motion-to-dismiss-on-behalf-of-defendants-atalaya-capital/ 2022-09-09T15:39:26+00:00 https://www.nclc.org/resources/older-consumer-and-debt-collection/ 2022-09-09T15:50:43+00:00 https://www.nclc.org/resources/statutes-denying-the-usual-exemption-rules-to-criminal-justice-debt/ 2022-09-09T15:54:38+00:00 https://www.nclc.org/resources/opening-brief-in-jillian-mcadory-plaintiff-appellant-v-m-n-s-associates-llc-and-dnf-associates-llc/ 2022-09-09T16:26:58+00:00 https://www.nclc.org/resources/opinion-and-journal-entry-in-jason-davis-v-haidar-for-trading-llc-et-al/ 2022-09-09T16:34:33+00:00 https://www.nclc.org/resources/opinion-and-order-denying-defendants-motion-to-dismiss/ 2022-09-09T17:03:06+00:00 https://www.nclc.org/resources/brief-of-amici-curiae-in-support-of-plaintiffs-motion-for-summary-judgment-marletter-funding/ 2022-09-09T17:07:31+00:00 https://www.nclc.org/resources/reply-brief-of-defendant-thomas-m-hodgson/ 2022-09-09T17:28:24+00:00 https://www.nclc.org/resources/group-letter-from-over-200-organizations-to-president-biden-urging-extension-of-the-pause-on-student-loan-payments/ 2022-09-09T18:08:17+00:00 https://www.nclc.org/resources/brief-of-the-national-consumer-law-center-as-amicus-curiae-in-support-of-new-york-legal-assistances-motion-for-summary-judgment/ 2022-09-09T18:14:56+00:00 https://www.nclc.org/resources/brief-asking-the-wrong-question-a-critique-of-the-debt-settlement-industrys-data-analysis/ 2022-09-09T18:20:36+00:00 https://www.nclc.org/resources/supplemental-comments-regarding-proposed-amendments-to-rule-30b6-of-the-federal-rules-of-civil-procedure/ 2022-09-09T18:23:18+00:00 https://www.nclc.org/resources/call-for-credit-and-debt-protections-to-address-financial-distress-from-covid-19/ 2022-09-09T18:32:13+00:00 https://www.nclc.org/resources/summary-of-proposal-to-fcc-on-how-to-make-automated-health-insurance-calls-safely/ 2022-09-09T18:38:12+00:00 https://www.nclc.org/resources/coalition-comment-to-dept-of-educations-preemption-notice/ 2022-09-09T18:44:06+00:00 https://www.nclc.org/resources/coalition-comments-to-the-dept-of-education-regarding-proposed-regulations-on-recognition-of-accrediting-agencies-and-recognition-procedures-for-state-agencies/ 2022-09-09T19:00:27+00:00 https://www.nclc.org/resources/coalition-comments-urging-dhs-not-to-consider-debt-or-credit-history-in-immigration-public-charge-determinations/ 2022-09-09T19:06:44+00:00 https://www.nclc.org/resources/group-letter-regarding-compliance-report-accrediting-council-for-independent-colleges-and-schools/ 2022-09-09T19:18:20+00:00 https://www.nclc.org/resources/coalition-letter-regarding-closure-of-the-education-corporation-of-america-eca/ 2022-09-09T19:23:23+00:00 https://www.nclc.org/resources/student-debt-emergency-relief-act/ 2022-09-09T19:25:58+00:00 https://www.nclc.org/resources/stopping-foreclosures-with-the-respa-servicing-rules/ 2022-09-09T19:34:32+00:00 https://www.nclc.org/resources/stop-payday-lenders-rent-a-bank-schemes/ 2022-09-09T19:44:53+00:00 https://www.nclc.org/resources/group-letter-regarding-first-generation-down-payment-assistance/ 2022-09-09T19:54:45+00:00 https://www.nclc.org/resources/state-of-emergency-declaration-in-california-as-a-result-of-covid-19/ 2022-09-09T20:09:12+00:00 https://www.nclc.org/resources/opinion-in-jesinoski-v-countrywide-home-loans-inc/ 2022-09-09T20:22:02+00:00 https://www.nclc.org/resources/opinion-in-texas-department-of-housing-and-community-affairs-v-inclusive-communities-project-inc/ 2022-09-09T20:45:56+00:00 https://www.nclc.org/resources/coalition-letter-supporting-the-cra-challenge-to-occ-fake-lender-rule/ 2022-09-09T20:48:05+00:00 https://www.nclc.org/resources/single-family-loan-sale-program-advance-notice-of-proposed-rulemaking-and-request-for-public-comment/ 2022-09-09T21:08:10+00:00 https://www.nclc.org/resources/single-family-housing-loan-quality-assessment-methodology-defect-taxonomy/ 2022-09-09T21:15:44+00:00 https://www.nclc.org/resources/settlement-agreement-between-connecticut-fair-housing-center-inc-and-liberty-bank/ 2022-09-09T21:26:56+00:00 https://www.nclc.org/resources/second-amended-complaint-in-eastman-v-npl-capital-llc/ 2022-09-09T21:45:53+00:00 https://www.nclc.org/resources/second-amended-complaint-15-u-s-c-%c2%a7-1692-et-seq-fair-debt-collection-practices-act/ 2022-09-09T21:49:44+00:00 https://www.nclc.org/resources/sample-request-for-information-under-respa-to-obtain-identity-of-mortgage-owner/ 2022-09-09T21:54:10+00:00 https://www.nclc.org/resources/s-1414-to-provide-bankruptcy-relief-for-student-borrowers/ 2022-09-09T21:58:18+00:00 https://www.nclc.org/resources/review-of-hud-policy-in-opportunity-zones/ 2022-09-09T22:09:25+00:00 https://www.nclc.org/resources/coalition-letter-to-dept-of-education-sharing-its-negotiated-rulemaking-priorities-and-concerns/ 2022-09-10T04:28:08+00:00 https://www.nclc.org/resources/coalition-letter-urging-congress-to-provide-robust-funding-for-the-united-states-postal-service/ 2022-09-10T05:18:26+00:00 https://www.nclc.org/resources/comment-letter-regarding-deposit-insurance-application-from-rakuten-bank-america/ 2022-09-10T05:44:14+00:00 https://www.nclc.org/resources/group-letter-calling-on-president-biden-to-cancel-federal-student-debt-immediately-via-executive-action/ 2022-09-10T19:55:05+00:00 https://www.nclc.org/resources/group-comments-to-the-national-council-for-state-authorization-reciprocity-agreements/ 2022-09-10T20:06:26+00:00 https://www.nclc.org/resources/group-comments-to-the-fcc-regarding-petitions-for-reconsideration-of-regulations-establishing-limits-on-exempt-automated-calls/ 2022-09-10T20:21:12+00:00 https://www.nclc.org/resources/group-comments-to-the-fcc-regarding-notice-of-ex-parte-presentation/ 2022-09-10T20:25:43+00:00 https://www.nclc.org/resources/group-comments-to-hud-regarding-single-family-handbook-drafts-posted-for-feedback/ 2022-09-10T20:49:28+00:00 https://www.nclc.org/resources/group-comments-to-fha-regarding-comments-to-mortgagee-letter-2021-18/ 2022-09-10T21:08:51+00:00 https://www.nclc.org/resources/group-comments-to-fcc-regarding-cg-docket-no-02-278/ 2022-09-10T21:17:17+00:00 https://www.nclc.org/resources/group-comments-on-lep-origination-servicing-and-tenancy-in-response-to-the-fhfa-request-for-input-for-the-enterprises-equitable-housing-finance-plans-2/ 2022-09-11T12:35:22+00:00 https://www.nclc.org/resources/group-comments-in-response-to-a-request-for-input-for-property-assessed-clean-energy-pace-loans/ 2022-09-11T12:48:03+00:00 https://www.nclc.org/resources/group-comment-regarding-notice-of-ex-parte-presentation-cg-docket-no-02-278/ 2022-09-11T12:55:06+00:00 https://www.nclc.org/resources/gainful-employment-a-civil-rights-perspective/ 2022-09-11T12:58:40+00:00 https://www.nclc.org/resources/comment-to-board-of-governors-of-the-federal-reserve-system-on-the-proposed-guidelines-for-evaluating-account-and-service-requests/ 2022-09-12T14:54:10+00:00 https://www.nclc.org/resources/how-to-write-a-letter-to-your-member-of-congress/ 2022-09-12T15:12:43+00:00 https://www.nclc.org/resources/writing-a-letter-to-the-editor/ 2022-09-12T15:14:55+00:00 https://www.nclc.org/resources/comment-to-csbs-regarding-their-model-law-language-for-msbs/ 2022-09-12T15:20:47+00:00 https://www.nclc.org/resources/comments-in-opposition-to-the-petition-for-declaratory-ruling-filed-by-assurance-iq-llc/ 2022-09-12T16:34:48+00:00 https://www.nclc.org/resources/comments-in-response-to-a-petition-of-the-air-conditioning-heating-and-refrigeration-institute/ 2022-09-12T16:48:55+00:00 https://www.nclc.org/resources/comments-of-the-national-consumer-law-center-regarding-food-and-nutrition-service-proposed-regulation-7-c-f-r-273/ 2022-09-12T17:24:05+00:00 https://www.nclc.org/resources/comments-on-mortgagee-letter-2019-14/ 2022-09-12T18:38:58+00:00 https://www.nclc.org/resources/group-letter-to-hud-regarding-the-increased-40-year-term-for-loan-modifications/ 2022-09-12T21:00:53+00:00 https://www.nclc.org/resources/group-letter-to-hud-regarding-the-needed-loan-modification-enhancements-to-address-rising-interest-rates/ 2022-09-12T21:03:49+00:00 https://www.nclc.org/resources/group-letter-to-ma-house-regarding-s-2858-h-4749-the-debt-collection-fairness-act/ 2022-09-12T21:07:02+00:00 https://www.nclc.org/resources/group-letter-to-ma-senate-regarding-s-2858-h-4749-the-debt-collection-fairness-act/ 2022-09-12T21:09:54+00:00 https://www.nclc.org/resources/group-letter-to-president-elect-biden-asking-for-expansion-of-homeowner-relief-in-covid-stimlus-package/ 2022-09-12T21:14:34+00:00 https://www.nclc.org/resources/group-letter-to-nc-sara-regarding-call-for-policy-proposals-july-26-2021/ 2022-09-12T21:19:12+00:00 https://www.nclc.org/resources/group-letter-to-the-department-of-education-opposing-a-return-to-the-default-and-involuntary-collection-of-student-loans/ 2022-09-12T21:28:31+00:00 https://www.nclc.org/resources/group-letter-to-the-house-committee-on-financial-services-supporting-the-real-estate-valuation-fairness-and-improvement-act-of-2021/ 2022-09-12T21:34:02+00:00 https://www.nclc.org/resources/comments-regarding-emergency-broadband-connectivity-fund-assistance/ 2022-09-13T13:14:57+00:00 https://www.nclc.org/resources/comments-regarding-nc-sara-manual-modification-2/ 2022-09-13T13:18:21+00:00 https://www.nclc.org/resources/comments-regarding-nc-sara-manual-modification/ 2022-09-13T13:29:39+00:00 https://www.nclc.org/resources/comments-regarding-ncua-proposal-to-permit-longer-time-periods-for-negative-balances/ 2022-09-13T13:39:02+00:00 https://www.nclc.org/resources/group-letter-to-117th-congress-urging-strengthening-of-safeguards-for-taxpayers-and-students/ 2022-09-13T15:25:41+00:00 https://www.nclc.org/resources/comments-regarding-occ-docket-no-occ-2018-0038-real-estate-appraisals/ 2022-09-13T15:57:07+00:00 https://www.nclc.org/resources/comments-regarding-proposed-regulatory-prudential-standards-for-nonbank-mortgage-servicers/ 2022-09-13T15:58:12+00:00 https://www.nclc.org/resources/comments-to-60-day-notice-of-proposed-information-collection-fha-single-family-model-mortgage-documents/ 2022-09-13T16:56:10+00:00 https://www.nclc.org/resources/group-letter-urging-the-department-of-labor-to-revise-the-notice-and-access-rule-on-retirement-plan-disclosures/ 2022-09-13T21:12:17+00:00 https://www.nclc.org/resources/group-letter-urging-treasury-to-create-a-climate-hub-with-a-leader-to-address-the-financial-stability/ 2022-09-13T21:23:03+00:00 https://www.nclc.org/resources/group-letter-response-to-huds-mortgagee-letter-2021-05/ 2022-09-13T21:26:04+00:00 https://www.nclc.org/resources/group-response-letter-to-safely-back-to-school-and-back-to-work-act/ 2022-09-13T21:30:21+00:00 https://www.nclc.org/resources/letter-supporting-h-r-7949-the-stay-cool-act/ 2022-09-13T21:50:39+00:00 https://www.nclc.org/resources/comments-to-fdic-strongly-opposing-rent-a-bank-notice-of-proposed-rulemaking-federal-interest-rate-authority-short-version/ 2022-09-14T15:01:38+00:00 https://www.nclc.org/resources/comments-to-hud-on-single-family-loan-sale-program/ 2022-09-14T15:07:32+00:00 https://www.nclc.org/resources/amicus-brief-cdia-v-frey/ 2022-09-14T15:08:39+00:00 https://www.nclc.org/resources/amicus-brief-in-people-of-the-state-of-california-v-fdic/ 2022-09-14T15:11:23+00:00 https://www.nclc.org/resources/amicus-brief-in-midland-funding-llc-v-johnson/ 2022-09-14T15:18:56+00:00 https://www.nclc.org/resources/amicus-brief-in-lamkin-v-portfolio-recovery-associates-llc/ 2022-09-14T16:36:01+00:00 https://www.nclc.org/resources/instead-of-predatory-loans-a-variety-of-strategies-can-help-people-to-address-budget-shortfalls/ 2022-09-14T16:36:37+00:00 https://www.nclc.org/resources/nclc-v-u-s-department-of-education/ 2022-09-14T16:58:23+00:00 https://www.nclc.org/resources/comments-to-the-advisory-committee-on-civil-rules-and-its-subcomittee-on-behalf-of-nclc-naca/ 2022-09-14T17:42:13+00:00 https://www.nclc.org/resources/amended-complaint-in-barber-v-department-of-education-case/ 2022-09-14T18:14:43+00:00 https://www.nclc.org/resources/energy-water-and-communications-priorities-for-covid-relief-bidens-1st-100-days/ 2022-09-14T18:46:47+00:00 https://www.nclc.org/resources/ex-parte-letter-regarding-broadnet/ 2022-09-14T19:03:46+00:00 https://www.nclc.org/resources/rodriguez-v-riverstone-communities-complaint/ 2022-09-14T19:09:59+00:00 https://www.nclc.org/resources/group-letter-to-hud-regarding-sep-16-2021-note-sale-announcement/ 2022-09-14T19:33:28+00:00 https://www.nclc.org/resources/comments-to-the-fcc-regarding-implementation-of-traced-act-section-6-knowledge-of-customers-by-entities-with-access-to-numbering-resources/ 2022-09-14T21:55:30+00:00 https://www.nclc.org/resources/comments-to-the-fdic-regarding-small-dollar-lending/ 2022-09-14T22:02:06+00:00 https://www.nclc.org/resources/comments-to-the-federal-housing-finance-administration-in-response-to-its-request-for-information-on-appraisal-related-policies-practices-and-processes/ 2022-09-14T22:06:46+00:00 https://www.nclc.org/resources/comments-to-usda-rhs/ 2022-09-15T12:17:46+00:00 https://www.nclc.org/resources/commercialized-injustice-consumer-abuses-in-the-bail-and-corrections-industry/ 2022-09-15T12:23:34+00:00 https://www.nclc.org/resources/survey-of-state-foreclosure-laws/ 2022-09-15T12:56:41+00:00 https://www.nclc.org/resources/community-reinvestment-act/ 2022-09-15T14:32:48+00:00 https://www.nclc.org/resources/opposition-to-lifting-dekalb-county-water-disconnection-moratorium/ 2022-09-15T15:10:24+00:00 https://www.nclc.org/resources/amicus-brief-people-of-california-v-office-of-the-comptroller-of-the-currency/ 2022-09-15T15:43:50+00:00 https://www.nclc.org/resources/opposition-to-the-petition-for-declaratory-ruling-filed-by-northstar-alarm-services-llcs/ 2022-09-15T15:48:59+00:00 https://www.nclc.org/resources/order-in-portfolio-recovery-associates-v-delgado/ 2022-09-15T15:51:36+00:00 https://www.nclc.org/resources/order-national-collegiate-student-loan-trust-2007-3-v-clayborn/ 2022-09-15T15:54:08+00:00 https://www.nclc.org/resources/henderson-v-vision-complaint/ 2022-09-15T17:13:23+00:00 https://www.nclc.org/resources/fy-2020-appropriations-for-the-hhs-low-income-home-energy-assistance-program/ 2022-09-15T21:37:35+00:00 https://www.nclc.org/resources/opposition-to-defendants-preliminary-objections-regarding-attebury-v-earn-company/ 2022-09-16T13:59:36+00:00 https://www.nclc.org/resources/amicus-brief-in-transunion-v-ramirez-in-support-of-the-respondent/ 2022-09-16T14:00:49+00:00 https://www.nclc.org/resources/joint-report-regarding-post-appeal-proceedings-ramirez-v-transunion-n-d-ca/ 2022-09-16T14:01:40+00:00 https://www.nclc.org/resources/supplemental-ramirez-briefing-in-maddox-v-the-bank-of-new-york-mellon/ 2022-09-16T14:07:14+00:00 https://www.nclc.org/resources/supplemental-ramirez-briefing-in-curry-v-money-one-fed-credit-union/ 2022-09-16T14:17:35+00:00 https://www.nclc.org/resources/supplemental-ramirez-briefing-regarding-tewinkle-v-capital-one-n-a/ 2022-09-16T14:21:44+00:00 https://www.nclc.org/resources/group-letter-to-the-u-s-senate-help-committee-opposing-proposals-to-immunize-colleges-from-legal-liability-if-they-engage-in-careless-actions-that-make-their-students-or-workers-sick-from-covid-19/ 2022-09-16T18:39:28+00:00 https://www.nclc.org/resources/group-letter-urging-congressional-leadership-to-provide-a-swift-and-substantial-government-response-to-meet-the-scale-of-the-covid-19-crisis/ 2022-09-16T19:04:41+00:00 https://www.nclc.org/resources/final-report-of-the-abi-commission-on-consumer-bankruptcy/ 2022-09-16T19:11:34+00:00 https://www.nclc.org/resources/final-debt-collection-rule-part-2/ 2022-09-16T19:20:51+00:00 https://www.nclc.org/resources/final-debt-collection-rule-part-1/ 2022-09-16T19:41:54+00:00 https://www.nclc.org/resources/homeowners-need-a-homeowner-assistance-fund-and-additional-relief-to-prevent-a-coming-foreclosure-crisis/ 2022-09-16T19:43:52+00:00 https://www.nclc.org/resources/joint-comments-on-tier-2-proposal-to-eliminate-the-customer-account-number-requirement/ 2022-09-16T20:14:33+00:00 https://www.nclc.org/resources/fdic-and-occ-support-for-predatory-small-business-lender/ 2022-09-16T20:28:54+00:00 https://www.nclc.org/resources/joint-letter-from-nclc-and-nrmla-to-hud-regarding-reverse-mortgage-foreclosures/ 2022-09-16T20:47:51+00:00 https://www.nclc.org/resources/joint-letter-to-hud-advocating-for-clarity-in-the-foreclosure-timelines/ 2022-09-16T20:50:15+00:00 https://www.nclc.org/resources/letter-to-u-s-dept-of-education-regarding-joint-federal-state-oversight/ 2022-09-16T21:08:49+00:00 https://www.nclc.org/resources/letter-to-u-s-dept-of-health-and-human-services-regarding-implementation-of-the-low-income-drinking-water-and-wastewater-emergency-assistance-program/ 2022-09-16T21:12:08+00:00 https://www.nclc.org/resources/letter-to-u-s-house-in-support-of-the-consumer-protection-for-medical-debt-collections-act/ 2022-09-16T21:18:25+00:00 https://www.nclc.org/resources/letter-to-u-s-treasury-and-federal-banking-and-housing-regulators-regarding-servicer-liquidity-facility/ 2022-09-17T14:50:03+00:00 https://www.nclc.org/resources/letter-urging-requirement-for-gses-to-immediately-address-post-forbearance-escrow-shortages/ 2022-09-17T15:44:31+00:00 https://www.nclc.org/resources/low-income-utility-bill-assistance-program-design-in-the-age-of-covid-19/ 2022-09-17T16:07:49+00:00 https://www.nclc.org/resources/map-how-state-stack-up-which-jurisdictions-have-student-protection-funds/ 2022-09-17T16:11:17+00:00 https://www.nclc.org/resources/pass-s-1279-the-future-act-and-restore-funding-to-serve-students-of-color-and-native-students/ 2022-09-19T11:19:42+00:00 https://www.nclc.org/resources/plaintiffs-brief-in-opposition-to-defendant-acm-vision/ 2022-09-19T11:35:57+00:00 https://www.nclc.org/resources/plaintiffs-notice-of-subsequent-authority-regarding-defendants-motion-to-stay-in-sevela-v-kozeny-mccubbin-l-c/ 2022-09-19T11:38:41+00:00 https://www.nclc.org/resources/new-protections-for-government-benefit-prepaid-cards/ 2022-09-19T12:41:44+00:00 https://www.nclc.org/resources/testimony-of-nclc-attorney-john-rao-at-the-u-s-house-judiciary-subcommittee-hearing-on-oversight-of-bankruptcy-law-and-legislative-proposals/ 2022-09-19T13:50:44+00:00 https://www.nclc.org/resources/nclc-comments-to-the-advisory-committee-on-bankruptcy-rules-concerning-proposed-changes-to-the-mortgage-claim-rule/ 2022-09-19T13:52:00+00:00 https://www.nclc.org/resources/50-state-fact-sheets-forced-arbitration-harms-consumers-servicemembers-and-veterans/ 2022-09-19T14:02:07+00:00 https://www.nclc.org/resources/complaint-for-declaratory-relief-and-damages-and-demand-for-jury-trial-in-mary-frank-v-j-p-morgan-chase-bank/ 2022-09-19T14:51:48+00:00 https://www.nclc.org/resources/complaint-in-reimann-v-brachfeld/ 2022-09-19T14:55:11+00:00 https://www.nclc.org/resources/complaint-bryant-v-navient-corp/ 2022-09-19T14:59:50+00:00 https://www.nclc.org/resources/complaint-waite-v-consumer-credit-services/ 2022-09-19T15:39:05+00:00 https://www.nclc.org/resources/complaint-yasmine-lamar-v-i-q-data-international/ 2022-09-19T15:42:35+00:00 https://www.nclc.org/resources/congress-must-act-millions-of-families-are-at-risk-of-losing-utility-service-during-the-covid-19-crisis/ 2022-09-19T15:46:47+00:00 https://www.nclc.org/resources/letter-to-chi-chi-wu-from-equifax/ 2022-09-19T16:07:36+00:00 https://www.nclc.org/resources/letter-to-chi-chi-wu-from-the-consumer-data-industry-association-cdia/ 2022-09-19T16:10:18+00:00 https://www.nclc.org/resources/letter-to-congress-regarding-earned-income-tax-credit-eitc-and-the-child-tax-credit-ctc/ 2022-09-19T16:30:49+00:00 https://www.nclc.org/resources/letter-to-congress-regarding-support-for-mortgage-provisions-of-the-heroes-act/ 2022-09-19T16:41:22+00:00 https://www.nclc.org/resources/letter-to-credit-bureaus-urging-them-to-provide-credit-reporting-relief-to-federal-workers-affected-by-the-shutdown/ 2022-09-19T17:22:43+00:00 https://www.nclc.org/resources/letter-to-credit-bureaus-urging-them-to-provide-credit-reporting-relief-to-federal-workers-affected-by-the-shutdown-2/ 2022-09-19T21:08:57+00:00 https://www.nclc.org/resources/letter-to-david-altmaier-in-support-of-the-center-for-economic-justices-comments/ 2022-09-19T21:12:21+00:00 https://www.nclc.org/resources/letter-to-doe-regarding-harm-to-defaulted-borrowers-as-a-result-of-system-wide-staffing-shortage/ 2022-09-19T21:15:36+00:00 https://www.nclc.org/resources/group-letter-regarding-emergency-request-for-increased-lifeline-support-during-the-covid-19-crisis/ 2022-09-20T09:23:28+00:00 https://www.nclc.org/resources/advocacy-to-manage-low-income-utility-debt-in-the-age-of-covid-19/ 2022-09-20T09:24:02+00:00 https://www.nclc.org/resources/consumer-protections-for-next-covid-legislation/ 2022-09-20T12:24:55+00:00 https://www.nclc.org/resources/copy-of-h-r-748-210-sec-4022-foreclosure-moratorium-and-consumer-right-to-request-forbearance/ 2022-09-20T13:45:30+00:00 https://www.nclc.org/resources/coronavirus-aid-relief-and-economic-security-act-cares-act/ 2022-09-20T13:51:14+00:00 https://www.nclc.org/resources/counterclaim-greene-v-carolina-lease-management-group/ 2022-09-20T13:58:22+00:00 https://www.nclc.org/resources/letter-to-fha-regarding-clarifying-the-haf-foreclosure-pause-for-reverse-mortgage-borrowers/ 2022-09-20T14:05:55+00:00 https://www.nclc.org/resources/covid-19-forbearance-post-forbearance-options/ 2022-09-20T15:31:40+00:00 https://www.nclc.org/resources/federal-income-tax-consequences-of-receiving-assistance-from-a-state-homeowner-assistance-fund-program/ 2022-09-20T15:38:53+00:00 https://www.nclc.org/resources/call-for-a-nationwide-moratorium-on-juvenile-fees-and-fines/ 2022-09-20T15:48:57+00:00 https://www.nclc.org/resources/final-judgement-in-reverse-mortgage-funding-llc-v-unknown-heirs/ 2022-09-20T15:51:55+00:00 https://www.nclc.org/resources/final-judgment-in-ca-v-renovate-america/ 2022-09-20T16:01:10+00:00 https://www.nclc.org/resources/final-award-of-arbitrator-in-adam-veltri-v-americor-funding-inc/ 2022-09-20T16:03:56+00:00 https://www.nclc.org/resources/covid-19-medical-debt-first-100-day-priorities-for-the-biden-administration/ 2022-09-20T16:14:26+00:00 https://www.nclc.org/resources/first-amended-complaint-sims-v-opportunity-financial-llc/ 2022-09-20T16:25:00+00:00 https://www.nclc.org/resources/data-point-almost-two-in-three-navient-borrowers-making-payments-during-covid-19-federal-student-loan-payment-pause-are-underwater/ 2022-09-20T16:39:50+00:00 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https://www.nclc.org/resources/consumer-facts-your-right-to-know/ 2022-09-20T18:41:02+00:00 https://www.nclc.org/resources/the-debt-machine-how-the-collection-industry-hounds-consumers-and-overwhelms-the-courts/ 2022-09-20T18:41:43+00:00 https://www.nclc.org/resources/group-letter-to-congress-opposing-free-file-first-provisions-in-the-taxpayer-first-act-of-2019-h-r-1957/ 2022-09-20T18:43:44+00:00 https://www.nclc.org/resources/group-letter-to-congress-urging-passage-of-the-cares-act/ 2022-09-20T18:46:49+00:00 https://www.nclc.org/resources/group-letter-to-fhfa-fannie-mae-and-freddie-mac-on-reducing-modification-interest-rates-for-borrowers-with-equity/ 2022-09-20T19:00:17+00:00 https://www.nclc.org/resources/%ef%bf%bctestimony-of-nclc-naca-and-mlri-to-the-mass-division-of-banks-and-the-mass-attorney-general-regarding-debt-collection-and-regulation-in-ma/ 2022-09-20T19:01:31+00:00 https://www.nclc.org/resources/group-letter-to-fhfa-climate-and-natural-disaster-risk-management-request-for-input/ 2022-09-20T19:04:07+00:00 https://www.nclc.org/resources/group-letter-to-hud-regarding-covid-19-waterfall-drafting-table-comments/ 2022-09-20T19:06:30+00:00 https://www.nclc.org/resources/group-letter-to-hud-regarding-defect-taxonomy/ 2022-09-20T19:09:22+00:00 https://www.nclc.org/resources/group-letter-to-hud-seeking-extension-for-comments-on-fha-defect-taxonomy-and-certifications/ 2022-09-20T19:47:10+00:00 https://www.nclc.org/resources/group-letter-to-the-u-s-department-of-education-regarding-the-gainful-employment-rule/ 2022-09-20T19:53:57+00:00 https://www.nclc.org/resources/group-letter-to-the-u-s-department-of-education-regarding-the-unclear-future-facing-students-in-the-wake-of-the-sudden-closures-of-both-education-corporation-of-america-eca-and-vatterott-education/ 2022-09-20T19:56:08+00:00 https://www.nclc.org/resources/group-letter-urging-finalization-of-reviews-and-publishing-of-energy-efficiency-standards-for-battery-chargers-and-external-power-supplies/ 2022-09-20T20:00:18+00:00 https://www.nclc.org/resources/u-s-house-bill-would-allow-lawyers-to-abuse-consumers-in-debt-collection-lawsuits/ 2022-09-20T20:16:40+00:00 https://www.nclc.org/resources/h-r-2648-to-provide-bankruptcy-relief-for-student-borrowers/ 2022-09-20T20:43:10+00:00 https://www.nclc.org/resources/letter-to-fha-regarding-comment-to-mortgagee-letter-2021-03-addressing-covid-related-deadlines-and-issues-for-hecm-borrowers-and-spouses/ 2022-09-20T21:14:37+00:00 https://www.nclc.org/resources/the-role-of-the-states-under-the-dodd-frank-wall-street-reform-and-consumer-protection-act-of-2010/ 2022-09-20T21:41:06+00:00 https://www.nclc.org/wp-content/uploads/2022/09/report_icon_blue.png https://www.nclc.org/resources/restore-the-states-traditional-role-as-first-responder/ 2022-09-20T21:42:49+00:00 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https://www.nclc.org/resources/%ef%bf%bcopposition-letter-to-h-r-4550-gonzalez-mooney-previously-filed-as-h-r-1849-trott/ 2022-09-21T12:30:53+00:00 https://www.nclc.org/resources/letter-to-the-fcc-regarding-notice-of-ex-parte-presentation-cg-docket-no-02-278/ 2022-09-21T13:20:43+00:00 https://www.nclc.org/resources/letter-to-the-occ-regarding-figure-bank-national-association-charter-application/ 2022-09-21T13:29:33+00:00 https://www.nclc.org/resources/letter-to-the-occ-regarding-formative-bank-n-a-interagency-charter-and-federal-deposit-insurance-application/ 2022-09-21T13:33:06+00:00 https://www.nclc.org/resources/letter-to-the-u-s-department-of-education-regarding-foia-request-no-19-01776-f/ 2022-09-21T13:36:40+00:00 https://www.nclc.org/resources/letter-opposing-omb-directive-no-14-consumer-inflation-measures-produced-by-federal-statistical-agencies/ 2022-09-21T13:38:59+00:00 https://www.nclc.org/resources/letter-of-support-driving-for-opportunity-act-of-2020/ 2022-09-21T13:39:26+00:00 https://www.nclc.org/resources/letter-regarding-recommended-revisions-to-false-certification-discharge-policies-and-regulations/ 2022-09-21T13:41:43+00:00 https://www.nclc.org/resources/letter-regarding-use-of-the-congressional-review-act-to-invalidate-occ-true-lender-rule-that-facilitates-predatory-lending/ 2022-09-21T13:45:46+00:00 https://www.nclc.org/resources/letter-to-nc-sara-regarding-proposed-21st-century-guidelines-for-distance-education/ 2022-09-21T14:01:29+00:00 https://www.nclc.org/resources/letter-to-occ-opposing-changes-to-cra-regulations/ 2022-09-21T14:02:16+00:00 https://www.nclc.org/resources/letter-to-senate-in-support-of-the-working-families-tax-relief-act/ 2022-09-21T14:04:30+00:00 https://www.nclc.org/resources/legal-aid-comments-to-proposed-listing-of-elements-for-borrower-defense-form/ 2022-09-21T14:06:24+00:00 https://www.nclc.org/resources/letter-in-support-of-bill-requiring-the-director-of-the-federal-housing-finance-agency-to-require-preferred-language-question-on-the-uniform-residential-loan-application/ 2022-09-21T14:10:58+00:00 https://www.nclc.org/resources/joint-letter-to-the-fdic-regarding-the-community-reinvestment-act-examination-of-tab/ 2022-09-21T14:18:51+00:00 https://www.nclc.org/resources/joint-nclc-and-lafla-comments-to-the-department-of-education-on-hea-negotiated-rulemaking/ 2022-09-21T15:01:56+00:00 https://www.nclc.org/resources/hearing-on-whats-your-home-worth-a-review-of-the-appraisal-industry/ 2022-09-21T18:03:44+00:00 https://www.nclc.org/resources/hecm-non-borrowing-spouses-experiencing-moe-problems-with-rms/ 2022-09-21T21:20:48+00:00 https://www.nclc.org/resources/homeowner-assistance-fund-model-plan-planning-and-administration/ 2022-09-21T21:27:09+00:00 https://www.nclc.org/resources/hud-should-provide-additional-covid-loss-mitigation-options-for-hecm-borrowers/ 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https://www.nclc.org/resources/letter-to-the-big-three-credit-bureaus-urging-steps-to-help-credit-histories-of-federal-workers-impacted-by-the-shutdown/ 2022-09-22T22:31:15+00:00 https://www.nclc.org/resources/memorandum-opinion-in-jaimaria-bodor-v-maximus-federal-services/ 2022-09-23T16:44:22+00:00 https://www.nclc.org/resources/enhanced-same-day-ach-processing/ 2022-09-23T20:29:01+00:00 https://www.nclc.org/resources/memorandum-and-order-in-amodio-v-ocwen-loan-servicing/ 2022-09-23T20:48:05+00:00 https://www.nclc.org/resources/new-protections-for-prepaid-cards-and-accounts/ 2022-09-23T20:57:19+00:00 https://www.nclc.org/resources/making-repossessions-safer-and-fairer-model-consumer-amendments-to-uniform-commercial-code-article-9/ 2022-09-23T23:14:41+00:00 https://www.nclc.org/resources/model-foreclosure-mediation-diversion-statute/ 2022-09-23T23:19:17+00:00 https://www.nclc.org/resources/model-foreclosure-mediation-diversion-statute-2/ 2022-09-23T23:20:40+00:00 https://www.nclc.org/resources/last-week-tonight-with-john-oliver-pace/ 2022-09-25T21:15:16+00:00 https://www.nclc.org/resources/pace-loans-state-and-local-consumer-protection-recommendations/ 2022-09-25T22:29:13+00:00 https://www.nclc.org/resources/residential-pace-loans-the-perils-of-easy-money-for-clean-energy-improvements/ 2022-09-25T22:39:50+00:00 https://www.nclc.org/resources/what-has-the-u-s-supreme-court-done-many-robocalls-and-robotexts-may-now-be-legal-after-the-courts-decision-in-facebook-v-duguid/ 2022-09-25T23:47:13+00:00 https://www.nclc.org/resources/comments-encouraging-fcc-to-make-public-important-data-that-will-stop-robocalls-hold-providers-responsible-for-transmitting-illegal-calls/ 2022-09-26T00:08:54+00:00 https://www.nclc.org/resources/nclc-model-language-to-protect-homeowners-applying-for-haf-funds/ 2022-09-26T13:44:31+00:00 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https://www.nclc.org/resources/testimony-on-house-bill-5427/ 2022-09-27T15:43:10+00:00 https://www.nclc.org/resources/ramirez-faux-federalism-and-the-futility-of-consumer-disclosure-protections/ 2022-09-27T17:45:32+00:00 https://www.nclc.org/resources/account-screening-consumer-reporting-agencies-a-banking-access-perspective/ 2022-09-27T17:58:21+00:00 https://www.nclc.org/wp-content/uploads/2022/09/report_icon_blue.png https://www.nclc.org/resources/support-letter-for-the-accurate-access-to-credit-information-act-of-2019/ 2022-09-27T19:17:00+00:00 https://www.nclc.org/resources/feedback-on-data-privacy-protection-and-collection/ 2022-09-27T20:22:12+00:00 https://www.nclc.org/resources/model-state-act-limiting-arbitration/ 2022-09-27T22:42:23+00:00 https://www.nclc.org/resources/comments-regarding-the-single-family-housing-policy-handbook-4000-1/ 2022-09-27T23:36:57+00:00 https://www.nclc.org/resources/supplemental-comments-on-the-single-family-housing-policy-handbook-4000-1/ 2022-09-27T23:44:20+00:00 https://www.nclc.org/resources/predatory-rent-a-bank-lending-in-the-united-states/ 2022-09-27T23:58:33+00:00 https://www.nclc.org/resources/support-for-hr-3621-the-comprehensive-credit-reporting-enhancement-disclosure-innovation-and-transparency-act-of-2020/ 2022-09-28T13:45:45+00:00 https://www.nclc.org/resources/group-comments-to-the-fcc-re-prison-telecommunication-companys-request-for-waiver-from-fcc-requirements/ 2022-09-28T13:45:54+00:00 https://www.nclc.org/resources/collection-of-criminal-justice-debt-through-the-state-civil-justice-system-appendix-b/ 2022-09-28T13:58:22+00:00 https://www.nclc.org/resources/collecting-criminal-justice-debt-through-the-state-civil-justice-system-appendix/ 2022-09-28T13:59:47+00:00 https://www.nclc.org/resources/collecting-criminal-justice-debt-through-the-state-civil-justice-system/ 2022-09-28T14:10:36+00:00 https://www.nclc.org/resources/commercialized-injustice-litigation-guide/ 2022-09-28T14:15:08+00:00 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https://www.nclc.org/resources/group-comments-to-the-federal-trade-commission-on-the-magnuson-moss-warranty-act-review-on-auto-warranties-a-and-defects/ 2022-11-02T12:44:36+00:00 https://www.nclc.org/resources/faq-homeowner-assistance-funds-and-reverse-mortgages/ 2022-11-02T15:24:04+00:00 https://www.nclc.org/resources/group-letter-to-fhfa-regarding-improving-language-access-in-mortgage-origination-and-servicing/ 2022-11-02T15:56:17+00:00 https://www.nclc.org/resources/2021-consumer-protection-federal-priorities/ 2022-11-02T16:53:59+00:00 https://www.nclc.org/resources/new-protections-for-government-benefit-prepaid-cards-2/ 2022-11-02T16:54:01+00:00 https://www.nclc.org/resources/group-letter-regarding-critical-need-for-action-to-limit-forced-arbitration/ 2022-11-02T16:54:02+00:00 https://www.nclc.org/resources/treatment-of-certain-covid-19-related-loss-mitigation-options-under-the-real-estate-settlement-procedures-act-respa-regulation-x-interim-final-rule/ 2022-11-02T16:54:03+00:00 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https://www.nclc.org/resources/letter-to-the-fed-joint-office-of-energy-transportation-regarding-the-nevi-community-grant-program/ 2022-12-05T21:46:10+00:00 https://www.nclc.org/resources/coalition-comments-to-the-fhfa-on-the-2022-dts-plan-modifications/ 2022-12-06T18:57:38+00:00 https://www.nclc.org/resources/nclcs-comments-to-hud-regarding-small-dollar-lending/ 2022-12-07T14:57:10+00:00 https://www.nclc.org/resources/new-illinois-metric-is-a-model-for-reducing-utility-disconnections-in-under-resourced-communities/ 2022-12-08T15:15:08+00:00 https://www.nclc.org/wp-content/uploads/2022/12/abdurrehman-veAjsOjXpvQ-unsplash-scaled.jpg https://www.nclc.org/resources/an-investigation-of-debt-settlement-companies-an-unsettling-business-for-consumers/ 2022-12-14T18:38:27+00:00 https://www.nclc.org/resources/s-5150-strengthening-consumer-protections-and-medical-debt-transparency-act/ 2022-12-14T19:31:11+00:00 https://www.nclc.org/resources/disproportionately-impacted-closing-the-racial-wealth-gap-through-student-loan-cancellation-payment-reforms-and-investment-in-college-affordability/ 2022-12-19T16:50:27+00:00 https://www.nclc.org/resources/letter-in-opposition-to-nj-s-s2989-debt-settlement-legalization-bill/ 2022-12-19T16:51:22+00:00 https://www.nclc.org/resources/housing-advocates-comment-to-federal-insurance-office-on-climate-risk-data-call/ 2022-12-21T13:17:02+00:00 https://www.nclc.org/resources/group-comments-calling-on-fdic-to-reject-ford-credits-ilc-charter-application/ 2022-12-27T19:37:15+00:00 https://www.nclc.org/resources/comments-to-ca-dfpi-on-general-priorities/ 2022-12-27T19:39:55+00:00 https://www.nclc.org/resources/coalition-letter-to-the-cdfi-fund-regarding-changes-to-the-certification-application/ 2022-12-29T16:31:06+00:00 https://www.nclc.org/resources/group-comments-to-the-cdfi-fund-regarding-changes-to-the-certification-application/ 2022-12-29T16:41:42+00:00 https://www.nclc.org/resources/testimony-before-u-s-house-financial-services-task-force-regarding-banking-on-your-data-the-role-of-big-data-in-financial-services/ 2022-12-30T19:12:34+00:00 https://www.nclc.org/resources/group-letter-urging-credit-bureaus-to-fix-credit-reporting-problems-for-transgender-and-nonbinary-customers/ 2022-12-30T19:34:51+00:00 https://www.nclc.org/resources/letter-to-cras-requesting-translated-credit-reports-during-covid-19/ 2022-12-30T20:18:54+00:00 https://www.nclc.org/resources/letter-in-support-of-the-consumer-credit-control-act/ 2022-12-30T20:34:05+00:00 https://www.nclc.org/resources/comments-regarding-validation-and-approval-of-credit-score-models/ 2022-12-30T20:36:27+00:00 https://www.nclc.org/resources/opposing-notice-of-proposed-rulemaking-on-public-charge-determinations/ 2022-12-30T20:42:02+00:00 https://www.nclc.org/resources/the-credit-scoring-models-used-by-fannie-mae-and-freddie-mac/ 2022-12-30T20:42:52+00:00 https://www.nclc.org/resources/support-hr-3755-the-comprehensive-consumer-credit-reporting-reform-act-of-2017-waters/ 2022-12-30T20:43:29+00:00 https://www.nclc.org/resources/letter-opposing-h-r-2359-loudermilk-eliminating-fcra-punitive-damages-and-capping-class/ 2022-12-30T20:44:37+00:00 https://www.nclc.org/resources/fannie-mae-and-freddie-mac-change-its-policies-fico-04/ 2022-12-30T20:45:35+00:00 https://www.nclc.org/resources/fannie-mae-and-freddie-mac-to-reverse-policies-that-require-credit-report-contains-a-dispute/ 2022-12-30T20:46:08+00:00 https://www.nclc.org/resources/comments-on-community-reinvestment-act-advance-notice-of-proposed-rulemaking/ 2022-12-30T20:47:36+00:00 https://www.nclc.org/resources/comments-in-response-to-the-social-security-administrations-notification-regarding-use-of-equifaxs-work-number-subsidiary-to-screen-ssi-and-ssdi-recipients/ 2022-12-30T20:48:46+00:00 https://www.nclc.org/resources/solving-the-credit-conundrum-helping-consumers-credit-records-impaired-by-the-foreclosure-crisis-and-great-recession/ 2022-12-30T20:49:20+00:00 https://www.nclc.org/resources/automated-injustice-how-a-mechanized-dispute-system-frustrates-consumers-seeking-to-fix-errors-in-their-credit-reports/ 2022-12-30T20:49:58+00:00 https://www.nclc.org/resources/credit-scoring-and-insurance-costing-consumers-billions-and-perpetuating-the-economic-racial-divide/ 2022-12-30T20:51:11+00:00 https://www.nclc.org/resources/protecting-credit-reports-during-the-covid-19-crisis/ 2022-12-30T21:05:45+00:00 https://www.nclc.org/resources/credit-reports-and-the-covid-19-crisis-what-states-should-do-to-help-consumers/ 2022-12-30T21:06:25+00:00 https://www.nclc.org/resources/introduction-to-account-screening-consumer-reporting-agencies/ 2022-12-30T21:09:39+00:00 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2022-12-30T21:23:32+00:00 https://www.nclc.org/resources/making-sense-of-consumer-credit-reports/ 2022-12-30T21:24:53+00:00 https://www.nclc.org/resources/examining-the-uses-of-consumer-credit-data/ 2022-12-30T21:26:34+00:00 https://www.nclc.org/resources/mission-creep-a-primer-on-use-of-credit-reports-scores-for-non-credit-purposes/ 2022-12-30T21:31:10+00:00 https://www.nclc.org/resources/report-broken-records-redux/ 2022-12-30T21:32:03+00:00 https://www.nclc.org/resources/chi-chi-wus-testimony-regarding-use-of-credit-information-beyond-lending-issues-and-reform-proposals/ 2022-12-30T21:37:11+00:00 https://www.nclc.org/resources/understanding-credit-scores/ 2022-12-30T21:50:43+00:00 https://www.nclc.org/resources/what-you-should-know-about-your-credit-report/ 2022-12-30T21:51:09+00:00 https://www.nclc.org/resources/water-protections-and-support-for-renters/ 2022-12-31T04:55:56+00:00 https://www.nclc.org/resources/testimony-of-ariel-nelson-before-the-house-economic-matters-committee-of-the-maryland-general-assembly-in-favor-of-h-b-251/ 2022-12-31T04:57:49+00:00 https://www.nclc.org/resources/testimony-of-chi-chi-wu-in-support-of-h-1429-s-894-an-act-regulating-the-use-of-credit-reporting-in-housing/ 2022-12-31T04:58:43+00:00 https://www.nclc.org/resources/testimony-of-nclc-staff-attorney-ariel-nelson-supporting-ct-hb-6528/ 2022-12-31T04:59:10+00:00 https://www.nclc.org/resources/salt-in-the-wound-how-eviction-records-and-back-rent-haunt-tenant-screening-reports-and-credit-scores/ 2023-01-02T04:16:15+00:00 https://www.nclc.org/resources/barr-v-american-association-of-political-consultants/ 2023-01-04T15:54:21+00:00 https://www.nclc.org/resources/opportunity-financial-llc-v-the-department-of-financial-protection-and-innovation-for-the-state-of-california/ 2023-01-04T16:00:19+00:00 https://www.nclc.org/resources/amicus-brief-in-att-mobility-v-concepcion/ 2023-01-04T16:09:52+00:00 https://www.nclc.org/resources/amicus-brief-in-bostock-v-clayton-county/ 2023-01-04T16:10:31+00:00 https://www.nclc.org/resources/amicus-brief-in-china-agritech-inc-v-resh/ 2023-01-04T16:10:53+00:00 https://www.nclc.org/resources/amicus-brief-in-comcast-corp-v-national-association-of-african-american-owned-media-et-al/ 2023-01-04T16:11:29+00:00 https://www.nclc.org/resources/amicus-brief-in-first-american-financial-corporation-v-denise-p-edwards/ 2023-01-04T16:13:15+00:00 https://www.nclc.org/resources/amicus-brief-in-frank-v-paloma-gaos/ 2023-01-04T16:13:52+00:00 https://www.nclc.org/resources/amicus-brief-in-henderson-v-the-source-for-public-data/ 2023-01-04T16:14:18+00:00 https://www.nclc.org/resources/amicus-brief-in-jerman-v-carlisle/ 2023-01-04T16:15:19+00:00 https://www.nclc.org/resources/amicus-brief-in-marx-v-general-revenue-corporation/ 2023-01-04T16:16:52+00:00 https://www.nclc.org/resources/amicus-brief-in-national-meat-association-v-harris/ 2023-01-04T16:17:28+00:00 https://www.nclc.org/resources/amicus-brief-in-rent-a-center-west-inc-v-jackson/ 2023-01-04T16:18:02+00:00 https://www.nclc.org/resources/amicus-brief-in-ricky-henson-et-al-c-santander-consumer-usa-inc/ 2023-01-04T16:18:39+00:00 https://www.nclc.org/resources/amicus-brief-in-sheriff-v-gillie/ 2023-01-04T16:19:10+00:00 https://www.nclc.org/resources/amicus-brief-bbbb-bonding-corp-v-caldwell/ 2023-01-04T16:21:33+00:00 https://www.nclc.org/resources/amicus-brief-liu-v-sec/ 2023-01-04T16:23:46+00:00 https://www.nclc.org/resources/amicus-brief-scholl-v-mnuchin/ 2023-01-04T16:24:42+00:00 https://www.nclc.org/resources/brief-of-lawyers-committee-for-civil-rights-under-law-and-twenty-one-national-organizations-as-amici-curiae-in-support-of-respondents/ 2023-01-04T16:26:13+00:00 https://www.nclc.org/resources/brief-supporting-respondent-of-amicus-curiae-national-association-of-consumer-bankruptcy-attorneys/ 2023-01-04T16:26:47+00:00 https://www.nclc.org/resources/en-banc-ramirez-briefing-regarding-olean-wholesale-grocery-cooperative-inc-v-bumble-bee-foods/ 2023-01-04T16:27:08+00:00 https://www.nclc.org/resources/ramirez-amicus-briefing-regarding-olean-wholesale-grocery-cooperative-inc-v-bumble-bee-foods/ 2023-01-04T16:27:22+00:00 https://www.nclc.org/resources/supplemental-brief-olean-wholesale-grocery-cooperative-inc-v-bumble-bee-foods/ 2023-01-04T16:27:42+00:00 https://www.nclc.org/resources/rotkiske-v-klemm/ 2023-01-04T16:28:05+00:00 https://www.nclc.org/resources/brief-in-department-of-commerce-v-new-york/ 2023-01-04T16:29:57+00:00 https://www.nclc.org/resources/slip-opinion-in-obduskey-v-mccarthy-holthus-llp/ 2023-01-04T18:18:05+00:00 https://www.nclc.org/resources/disputing-errors-in-a-credit-report/ 2023-01-05T15:53:07+00:00 https://www.nclc.org/resources/how-states-can-help-students-harmed-by-higher-education-fraud/ 2023-01-06T19:25:19+00:00 https://www.nclc.org/resources/contracts-that-offer-homeowners-cash-for-home-equity-can-be-riskier-than-they-look/ 2023-01-10T16:35:38+00:00 https://www.nclc.org/resources/brief-in-biden-v-nebraska-brown-v-u-s-department-of-education/ 2023-01-12T18:30:15+00:00 https://www.nclc.org/resources/doing-special-purpose-credit-programs-right-why-programs-to-assist-black-communities-should-avoid-conventional-use-of-traditional-credit-scores/ 2023-01-13T19:54:05+00:00 https://www.nclc.org/resources/no-silver-bullet-using-alternative-data-for-financial-inclusion-and-racial-justice/ 2023-01-13T20:01:12+00:00 https://www.nclc.org/wp-content/uploads/2022/06/desola-lanre-ologun-IgUR1iX0mqM-unsplash-scaled.jpg https://www.nclc.org/resources/the-racial-health-and-wealth-gap/ 2023-01-13T21:21:15+00:00 https://www.nclc.org/wp-content/uploads/2022/03/cdc-aeh1dbI_a7I-unsplash-scaled.jpg https://www.nclc.org/resources/2022-consumer-protection-federal-priorities-2/ 2023-01-13T21:57:43+00:00 https://www.nclc.org/resources/comments-regarding-loan-guaranty-revisions-to-va-guaranteed-or-insured-interest-rate-reduction-refinancing-loans/ 2023-01-17T13:44:00+00:00 https://www.nclc.org/resources/amicus-brief-in-mendoza-v-strickler/ 2023-01-17T17:46:14+00:00 https://www.nclc.org/resources/amicus-brief-in-oregon-v-dunham/ 2023-01-17T17:55:37+00:00 https://www.nclc.org/resources/comments-to-federal-reserve-regarding-proposed-guidelines-evaluating-account-and-services-requests/ 2023-01-17T19:17:43+00:00 https://www.nclc.org/resources/comments-on-debt-collection-practices-regulation-f-supplemental-proposal-on-time-barred-debt/ 2023-01-17T19:19:38+00:00 https://www.nclc.org/resources/comments-to-new-york-dept-of-financial-services-regarding-draft-of-proposed-amendment-to-23-nycrr-1/ 2023-01-17T19:41:09+00:00 https://www.nclc.org/resources/massachusetts-senate-support-letter-for-ma-s2734-the-debt-collection-fairness-act/ 2023-01-17T19:45:52+00:00 https://www.nclc.org/resources/pandemic-lawsuits-in-california-credit-card-issuers-debt-buyers-top-litigants-in-2021/ 2023-01-17T19:46:15+00:00 https://www.nclc.org/resources/massachusetts-house-support-letter-for-ma-h4694-the-debt-collection-fairness-act/ 2023-01-17T19:46:54+00:00 https://www.nclc.org/resources/testimony-in-support-of-legislation-to-improve-state-exemption-laws-in-washington-state/ 2023-01-17T19:55:05+00:00 https://www.nclc.org/resources/criminal-justice-debt-2022-federal-priorities/ 2023-01-18T16:35:41+00:00 https://www.nclc.org/resources/ensuring-access-to-sustainable-homeownership-2022-priorities/ 2023-01-18T16:36:07+00:00 https://www.nclc.org/resources/restoring-the-wisdom-of-the-common-law-applying-the-historical-rule-against-contractual-penalty-damages-to-bank-overdraft-fees/ 2023-01-18T20:13:38+00:00 https://www.nclc.org/resources/statement-for-u-s-house-hearing-on-examining-opportunities-for-financial-markets-in-the-digital-era/ 2023-01-18T21:35:03+00:00 https://www.nclc.org/resources/fintech-and-consumer-protection-a-snapshot/ 2023-01-18T22:05:16+00:00 https://www.nclc.org/resources/unemployment-compensation-prepaid-cards/ 2023-01-18T22:12:14+00:00 https://www.nclc.org/resources/new-protections-for-payroll-cards-2/ 2023-01-19T19:22:07+00:00 https://www.nclc.org/resources/rating-state-government-payroll-cards/ 2023-01-19T19:55:38+00:00 https://www.nclc.org/wp-content/uploads/2023/01/Ratings.png https://www.nclc.org/resources/report-payday-lender-prepaid-cards/ 2023-01-19T20:01:44+00:00 https://www.nclc.org/resources/paper-statements-an-important-consumer-protection/ 2023-01-19T20:05:50+00:00 https://www.nclc.org/resources/comments-to-the-occ-on-supporting-responsible-innovation-in-the-federal-banking-system/ 2023-01-19T21:14:35+00:00 https://www.nclc.org/resources/comments-to-federal-reserve-regarding-10-year-review-under-economic-growth-and-regulatory-paperwork-reduction-act/ 2023-01-19T21:25:01+00:00 https://www.nclc.org/resources/comments-urging-federal-reserve-to-bank-remotely-created-checks/ 2023-01-19T21:30:32+00:00 https://www.nclc.org/resources/amicus-brief-in-lacewell-v-occ/ 2023-01-20T16:14:30+00:00 https://www.nclc.org/resources/amicus-brief-in-david-petersen-et-al-v-chase-card-funding-llc/ 2023-01-20T16:18:32+00:00 https://www.nclc.org/resources/an-act-regulating-the-use-of-credit-reports-by-employers-ma-h-2019-s-1154-the-fair-chance-in-employment-act/ 2023-01-23T13:08:30+00:00 https://www.nclc.org/resources/testimony-of-chi-chi-wu-before-the-massachusetts-legislature-in-support-of-h2019-s1153-the-fair-chance-in-employment-act/ 2023-01-23T13:11:30+00:00 https://www.nclc.org/resources/testimony-regarding-examining-rental-purchase-agreements-and-the-potential-role-for-federal-regulation/ 2023-01-23T14:26:21+00:00 https://www.nclc.org/resources/report-best-practices-for-sustainable-commercial-ev-rates-and-purpa-111d-implementation/ 2023-01-24T13:18:27+00:00 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