Racial Justice

Lawsuits are currently challenging harsh criminal justice debt collection practices, including "debtor's prisons" and automatic license suspensions. This webinar discussed litigation strategies and challenges when pursuing affirmative claims against harsh criminal justice debt collection practices, and will encourage participants to incorporate consumer and constitutional law insights in their work.

Event Date 03-16-2018 2:00 pm
Event End Date 03-16-2018 3:30 pm

The National Consumer Law Center and the Criminal Justice Policy Program at Harvard Law School's free webinar series on criminal justice debt continues this spring. Confronting Criminal Justice Debt focuses on the fines and fees imposed by the criminal justice system. This webinar series brings together leading attorneys, academics, and other advocates to identify problems with the current fine and fee practices, including their disproportionate impact on the poor and people of color, and to discuss litigation and policy solutions.

Event Date 03-01-2018 2:00 pm
Event End Date 03-01-2018 3:30 pm
Communities of color often face challenges connecting to and maintaining affordable broadband and voice service. The federal Lifeline program has been around since the mid-1980s. While it started as a low-income program to help households afford voice service, it has been expanded to include wireless voice and broadband Internet support. ....
 
Event Date 02-07-2018 1:00 pm
Event End Date 02-07-2018 2:00 pm
America's justice system is increasingly financed by the imposition of heavy fines, fees, and costs on individuals accused of crimes and civil infractions. The costs are disproportionately born by the poor and people of color. This webinar will provide an overview of criminal justice debt as an urgent racial justice problem. It will outline key policy reforms and provide an overview of consumer, constitutional, and criminal litigation issues that arise with criminal justice debt.
Event Date 10-04-2017 1:00 pm
Event End Date 10-04-2017 2:30 pm
This training focused on the growing area of debt collection resulting from stays in nursing home facilities. The training reviewed potential bases for liability for a nursing home resident or their families, preemptive strategies to avoid the creation of unnecessary debt, and strategies for defending these lawsuits.
Event Date 09-12-2017 2:00 pm
Event End Date 09-12-2017 3:30 pm

In our efforts to persuade policy makers and general audiences to act on the issues we care about, we often encounter one recurring barrier: fear. Some audience members are worried, anxious and scared about a number of issues facing the country today. We need to be strategic in our communication and tell an affirmative, positive story that moving forward is more important than ever.

Event Date 04-27-2017 2:00 pm
Event End Date 04-27-2017 3:30 pm
Land installment contracts, also known as "contracts for deed," have long been a poor replacement for mortgage loans in credit-starved communities. In these transactions, the purchaser is required to take on all the obligations of homeownership, while making monthly payments to the seller, but can be evicted like a tenant for missing a single payment. Now, Wall Street-backed investors are using these transactions to turn a profit off the glut of foreclosed homes around the country.
Event Date 09-15-2016 2:00 pm
Event End Date 09-15-2016 3:30 pm
Historical discrimination and the financial devastation of the Great Recession has led to extreme wealth inequality and a widening racial wealth gap between households of color and white households.
Advocates and policymakers seek to develop policies to build wealth and opportunity in households of color and close the gap.
Event Date 05-19-2016 2:00 pm
Event End Date 05-19-2016 3:00 pm
A recent article by the Seattle Times and Buzzfeed News has exposed discriminatory practices by the nation’s largest manufactured housing company, Clayton Homes and its lending subsidiaries Vanderbilt Mortgage and 21st Mortgage. The article alleges that borrowers of color were steered into higher-rate loans, rushed at loan closing, charged substantially higher rates, on average, than white borrowers, and subject to abusive collection practices when the loans defaulted. Customers lost their homes, thousands of dollars in down payments, and ancestral homeland put up as collateral to back the loans.
Event Date 03-22-2016 3:00 pm
Event End Date 03-22-2016 4:30 pm
Recently, ProPublica published, "The Color of Debt", a first-of-its-kind analysis that showed that debt collection lawsuits are far more common in black communities than white ones. This webinar will cover the details of ProPublica's analysis of court data, explore what trends emerged among the different types of companies filing suits over consumer debt, and discuss possible causes for the racial disparity in lawsuits.
Event Date 12-01-2015 2:00 pm
Event End Date 12-01-2015 3:00 pm