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  • Nicole Cabañez

    Nicole Cabañez is a Skadden Fellow at the National Consumer Law Center. Her work focuses on improving market access for consumers with limited English proficiency, particularly in debt collection, car loans, and mortgages. She previously worked as an intern in the Enforcement division of the Consumer Financial Protection Bureau. She holds a B.A. in sociology from…

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  • Anna Anderson

    Anna Anderson is a staff attorney at the National Consumer Law Center, focusing primarily on student loan issues. Prior to her work at NCLC, she was a Supervising Attorney at Legal Assistance of Western New York (LawNY), where she oversaw the Consumer Protection Unit, helping eliminate more than $1,000,000 in debt for low-income New Yorkers.…

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  • John Rao

    John Rao is a senior attorney with the National Consumer Law Center, where he focuses on consumer credit, mortgage servicing, and bankruptcy issues. Mr. Rao frequently appears as a panelist and instructor at bankruptcy and consumer law trainings and conferences, and serves as an expert witness in court cases. He has testified in Congress on…

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  • Robyn Smith

    Robyn Smith currently works as Of Counsel with the National Consumer Law Center, where she concentrates on student loan and for-profit school issues. She also works on these issues as a staff attorney at the Legal Aid Foundation of Los Angeles. Prior to this, Ms. Smith worked at the California Attorney General’s office where she investigated…

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  • Andrew Pizor

    Andrew Pizor is a senior attorney at the National Consumer Law Center where he works on issues related to mortgage financing and defending homeowners from foreclosure. He is a contributing author to Federal Deception Law, Home Foreclosures, Truth In Lending, and a co-author of Mortgage Lending, Mortgage Servicing and Loan Modifications, and Consumer Credit Regulation.…

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  • Willard Ogburn

    Willard Ogburn is a Senior Fellow at NCLC, previously serving as Executive Director. The National Consumer Law Center is a low income advocacy organization, publisher of the major treatises on consumer law, a support center for legal aid programs, and sponsor of the annual National Consumer Rights Litigation Conference. The Center is sometimes called ‘the…

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