Robert “Bob” Hobbs is a Senior Fellow at NCLC, having served as a staff attorney from 1972 to 1987 and Deputy Director from 1987 to 2014. He specializes in fair debt collection law. Bob was on the Board of Directors and the Treasurer of the National Association of Consumer Advocates and a former member of the Federal Reserve Board’s Consumer Advisory Council. He participated in FTC rulemaking on creditor practices and the antiholder in due course rule. He testified before Congress on fair debt collection and Truth in Lending legislation and worked with Congressional staff on the development of those laws. He started NCLC’s annual Consumer Rights Litigation Conference and the Fair Debt Collection Practices Training Conference.