Regulations

The following rulemakings are outstanding.  Some agencies may accept comments after the deadline.  For completed regulatory comments in a particular subject area, visit the appropriate Issues page or Regulatory Reform and Consumer Financial Protection Bureau.

All of the CFPB's requests for comment can be viewed here. All agencies' open rulemakings, and submitted comments, can be viewed at http://www.regulations.gov, which is searchable by docket number and other means.

Send a copy of your comments to Congress here!

CFPB's Enforcement Processes

  • April 13, 2018 deadline to respond to CFPB request for information about the efficiency and effectiveness of its processes related to the enforcement of Federal consumer financial law.

CFPB's Adjudication Proceedings

  • April 6, 2018 deadline to respond to request for information on the CFPB's rules of practice for adjudication proceedings.

CFPB's Civil Investigative Demands

  • March 27, 2018 deadline to submit comments in response to request for information about the CFPB's civil investigation demands and processes.

Credit Scores

Fair Housing Act

  • Jan. 26, 2018 comments on HUD's Implementation of the Fair Housing Act’s Discriminatory
    Effects Standard.

Electronic Payments

  • Jan. 26, 2018 deadline to respond to request for comments from NACHA on expanding same day ACH payments and credits. Feb. 23, 2018 deadline to request to request for comments on interest in ACH processing on weekends and holidays.

CFPB Complaints System

Direct Selling Industry

Small Business Lending

Prepaid Accounts

Nursing Home Arbitration Agreements

  • Aug. 7, 2017 deadline to comment on proposal by CMS to rescind rule barring forced arbitration clauses in nursing home contracts.

Altered and Forged Checks

  • Aug. 1, 2017 deadline to comment on proposed rule by the Federal Reserve Board on the treatment of disputed checks.

Reducing Regulations

  • July 31, 2017 deadline to comment to the Treasury Department on regulations that can be eliminated, modified, or streamlined in order to reduce burdens in order to implement President Trump's directive to eliminate 2 regulations for every 1 new one.

Ability to Repay/Qualified Mortgage Rule

  • July 31 2017 deadline to submit comments to the CFPB on its assessment of the Ability to Repay/Qualified Mortgage Rule. Group Comments.

Gainful Employment, Student Loan Borrower Defense and Arbitration Rules

  • July 12, 2017 deadline to comment to the Department of Education on two negotiated rulemakings to revise gainful employment regulations and rules adopting procedures to give borrowers defenses to repayment of students loans for fraudulent schools and prohibiting forced arbitration clauses.

Mortgage Servicing

  • July 10, 2017 deadline to comment to the CFPB on its assessment of the Mortgage Servicing Rules under the Real Estate Settlement Procedures Act. Group Comments.

VA Mortgage Loans

  • June 12, 2017 deadline to comment on Loan Guaranty: Revisions to Allowable Charges and Fees Assessed Incident to VA-Guaranteed Home LoansConsumer comments

Campus Debit Cards

Credit Cards

Remittance Rule

  • May 23, 2017 deadline to submit comments to CFPB on assessment of international remittances rule. Consumer comments.

Consumer Remittance Transfer

Alternative Data

Ethnicity and Race Information Collection

  • May 25, 2017 deadline to submit comments to the CFPB on proposed amendments to regulations under the Home Mortgage Disclosure Act regarding data reporting || Consumer Comments
  • May 4, 2017 deadline to submit comments to the CFPB on proposed amendments to Equal Credit Opportunity Act (Regulation B) regarding ethnicity and race Information collection. Consumer Comments

OCC Fintech Charter Applications

Prepaid Cards

Consumer Access to Own Financial Records

Cyber security

  • Feb. 17, 2017 deadline to respond to advance notice of proposed rulemaking by OCC, FDIC and Fed on cyber risk management standards (enhanced standards) for large and interconnected entities under their supervision and those entities’ service providers.

Executive Order Reducing Regulations

  • Feb. 13, 2017 Comment and letter to OMB on executive order on "Reducing Regulation and Controlling Regulatory Costs"

OCC Fintech National Bank Charter

  • Jan. 15, 2017 to comment on OCC white paper about a special purpose national bank charter for fintech companies. Comments should be submitted to This email address is being protected from spambots. You need JavaScript enabled to view it.. NCLC commentsShort coalition comments.

Rulemakings Archive