Rulemakings

The following rulemakings are outstanding.  Some agencies may accept comments after the deadline.  For completed regulatory comments in a particular subject area, visit the appropriate Issues page or Regulatory Reform and Consumer Financial Protection Bureau.

All of the CFPB's requests for comment can be viewed here. All agencies' open rulemakings, and submitted comments, can be viewed at http://www.regulations.gov, which is searchable by docket number and other means.

Credit Cards

Consumer Remittance Transfer

  • May 23, 2017 deadline to comment on CFPB's plans for assessing the effectiveness of the remittance rule

Alternative Data

  • May 19, 2017 deadline to respond to request for information from the CFPB about the impact of alternative data on credit access for consumers who are credit invisible.

Ethnicity and Race Information Collection

  • May 25, 2017 deadline to submit comments to the CFPB on proposed amendments to regulations under the Home Mortgage Disclosure Act regarding data reporting.
  • May 4, 2017 deadline to submit comments to the CFPB on proposed amendments to Equal Credit Opportunity Act (Regulation B) regarding ethnicity and race Information collection.

OCC Fintech Charter Applications

Prepaid Cards

Consumer Access to Own Financial Records

Cyber security

  • Feb. 17, 2017 deadline to respond to advance notice of proposed rulemaking by OCC, FDIC and Fed on cyber risk management standards (enhanced standards) for large and interconnected entities under their supervision and those entities’ service providers.

Executive Order Reducing Regulations

  • Feb. 13, 2017 Comment and letter to OMB on executive order on "Reducing Regulation and Controlling Regulatory Costs"

OCC Fintech National Bank Charter

  • Jan. 15, 2017 to comment on OCC white paper about a special purpose national bank charter for fintech companies. Comments should be submitted to This email address is being protected from spambots. You need JavaScript enabled to view it.. NCLC commentsShort coalition comments.

Framework for new OCC chartered nonbank entities that fail

  • Nov. 14, 2016 deadline to respond to proposed rule by the OCC to implement a framework for receivership of an "uninsured bank" (i.e., a nonbank that is granted an OCC charter under a new regime the OCC is considering). Consumer Comments. Press release.

Payday and Installment Loans

  • November 7, 2016 deadline to respond to the CFPB's Request for Information about practices involving practices and loans not addressed in the proposed rule governing payday, installment and auto title loans. Consumer comments.
  • October 7, 2016 deadline to comment on proposed rule to regulate payday and installment loans. Group comments.

Standards for Safeguarding Customer Information

  • November 7, 2016 deadline to respond to the FTC request for comments on its Standards for Safeguarding Customer Information (‘‘Safeguards Rule’’ or ‘‘Rule’’).

Rent-a-Bank Partnerships

Mortgage Disclosures

  • Oct. 18, 2016 deadline to comment on various CFPB proposed amendments to mortgage disclosure requirements under the Real Estate Settlement Procedures Act and the Truth in Lending Act that are implemented in Regulation Z. Group Comments.

Broadband Privacy

Student Loan Debt and Arbitration Clauses

Mortgage Disclosure Rate

Arbitration and Class Actions Bans

FFIEC Consumer Compliance Rating System

  • July 5, 2016 deadline to comment on proposed Uniform Interagency Consumer Compliance Rating System to be used by federal bank examiners.  Consumer comments.

Financial Innovation

  • May 31, 2016 deadline to submit comments responding to the OCC's white paper about how to support responsible financing innovation.
  • Consumer comments and exhibits.

E-Warranties

  • June 17, 2016 deadline to comment on rules proposed by the FTC permitting warranties to be posted online.

Mobile Financial Services and Economic Inclusion

  • June 15, 2016 deadline to comment to FDIC on its plans for exploring the economic inclusion potential of mobile financial services.

Arbitration Clauses in Internet Contracts

  • May 26, 2016 deadline to respond to FCC's request for comment on whether it should ban forced arbitration clauses in internet broadband contracts. Consumer comments.

Regulatory Review (mortgage appraisals, interchange fees)

FTC Holder Rule

  • Feb. 12, 2016 deadline to file comments for the FTC's review of the holder rule, which protects car buyers, students and others from fraudulent practices in credit sales. Consumer comments.

Rulemakings Archive