On behalf of our low income clients, we are monitoring the following legislative activities. Visit Congress.gov for the status of a bill or to contact a member by phone or email (or call the Capitol Switchboard at (202) 224-3121). You can find out who your representative is here, and Members' Twitter handles are here. You can also email your representatives.

Note: For more materials on a particular subject area, visit our Issues page.

115th Congress (2017-18)

(See the Archive page for earlier Congresses.)

Access to Justice

  • H.R. 4738, Mutual Fund Litigation Reform Act. Consumer opposition letter. Jan. 16, 2018
  • Coalition letter to Senate Judiciary Committe​e​ ​opposing weakening​​ ​the legal rights of individuals and small businesses​, Nov. 7, 2017​
  • Letter opposing arbitration provisions of the CHOICE Act.
  • H.R. 585 (Ellison), Investor Choice Act of 2017.. Coalition support letter
  • Letter opposing resolution to overturn the Fair Pay and Safe Workplaces Executive Order and its prohibition on forced arbitration of civil rights and labor law claims against federal contractors.
  • H.R. 985 (Goodlatte), Fairness in Class Action Litigation Act of 2017. Coalition opposition letter.
  • Letter opposing H.R. 720 (Lamar Smith), Lawsuit Abuse Reduction Act (LARA), H.R. 725 (Buck), Innocent Party Protection Act, and H.R. 732 (Goodlatte) (Stop Settlement Slush Funds Act). Feb. 1, 2017

Anti-Regulation/Consumer Protection Bills

Consumer Financial Protection Bureau

Credit Reporting

  • S. 2362 (Reed): Control Your Personal Credit Information Act (support)
  • S. 2289 (Warren/Warner): Data Breach Prevention and Compensation Act (support)
  • S. 2188 (Menendez):Consumer Data Protection Act (support)
  • H.R. 435 (Ellison): Credit Access and Inclusion Act (Incorporated into H.R. 5078 (Hill). Consumer opposition letter.
  • HR 3755: Comprehensive Consumer Credit Reporting Reform Act of 2017 (Waters). Consumer support letter
  • S.1786: Stopping Errors in Consumer Use and Reporting (SECURE) Act of 2017 (Schatz) Support
  • S. 1816 (Warren): Freedom from Equifax Exploitation (FREE) Act (support)
  • S. 1810 (Wyden): Free Credit Freeze Act (support)
  • S. 1819: The Equal Employment for All Act (Warren). Consumer support letter.
  • H.R. 2359: FCRA Liability Harmonization Act (Loudermilk) (eliminating FCRA punitive damages and capping class action statutory damages to $500,000) (letter of opposition)
  • Credit Services Protection Act of 2017 (Royce) (oppose) Letter and Testimony
  • S. 744 (Donnelly) and H.R.2683 (Delaney) Protecting Veterans Credit Act of 2017 (support)

Debt Collection

Fair Lending

  • S.J. Reg. 57 overturning CFPB auto finance discrimination guidance. Consumer opposition letter. Coalition for Sensible Safeguards opposition letter.
  • Letter opposing amendment to HUD appropriations bill that would restrict lending for fair lending enforcement, Sept. 6, 2017


  • Coalition letter opposing Moolenaar pyramid scheme amendment in omnibus spending bill
  • H.R. 2706 (Luetkemeyer), Financial Institution Consumer Protection Act of 2017. Consumer opposition letter.
  • Letter opposing Moolenaar amendment to FY18 Financial Services and General Government Appropriations bill restricting FTC's authority over pyramid schemes.


Payday and Installment Lending

  • H.R. 4439 (Hollingsworth), Modernizing Credit Opportunities Act. (Oppose)
  • H.R. 4861 (Hollingsworth), Ensuring Quality Unbiased Access to Loans Act of 2018 (EQUAL Act). Opposition letter.
  • H.J.Res. 122 to repeal the CFPB payday loan rule. Opposition letter.
  • H.R. 3760 (Cartwright, Cohen) / S 1659 (Durbin, Merkley) Protecting Consumers from Unreasonable Credit Rates Act, Coalition support letter
  • H.R. 3299 (McHenry)/S. 1642 (Warner), Protecting Consumers’ Access to Credit Act of 2017. Consumer opposition letter.


Prepaid Cards

Student Loans

Tax-Related Consumer Protection

For more information about NCLC’s advocacy for consumer rights, learn about the Spanogle Center for Consumer Advocacy.


Legislative Activities Archive