On behalf of our low-income clients, we are monitoring the following legislative activities. Visit for the status of a federal bill or to contact a member by phone or email (or call the Capitol Switchboard at (202) 224-3121). You can find out who your U.S. representative is here, and Members’ Twitter handles are here.

Note: For more materials on a particular subject area, visit our Issues page.

NCLC 2021 Federal Priorities

Federal (2021-22)

Access to Justice

  • H.R. 595 (Rep. Schakowsky), Covid–19 Justice and Accountability Act. Support.
  • S. 505/H.R. 963 (Sen. Blumenthal/Rep. Johnson), Forced Arbitration Injustice Repeal Act. Support Letter.


  • H.R. 1023 (Rep. Scanlon), Justice for Student Borrowers Act. Support.

Consumer Protection

Debt Collection

  • H.R. 1023 (Rep. Scanlon), Justice for Student Borrowers Act. Support.
  • H.R. 1491 (Rep. Dean), Fair Debt Collection Practices for Servicemembers Act. Support.
  • H.R. 1657 (Rep. Pressley), Ending Debt Collection Harassment Act of 2021. Support.
  • H.R. 1671 (Rep. Bonamici), Securing Consumers Against Misrepresented (SCAM) Debt Act. Support.
  • H.R. 2135 (Cohen), Fair Debt Collection Improvement Act. Support.
  • H.R. 2458 (Rep. Auchincloss), Non-Judicial Foreclosure Debt Collection Clarification Act. Support.
  • H.R. 2547 (Rep. Waters), Comprehensive Debt Collection Improvement Act. Support Letter.
  • H.R. 2572 (Rep. Cleaver), Stop Debt Collection Abuse Act. Support.
  • H.R. 2628 (Rep. Meeks), Debt Collection Practices Harmonization Act. Support.
  • S. 355 (Sen. Van Hollen), COVID–19 Medical Debt Collection Relief Act of 2021. Support.

Deposit Accounts


  • H.R. 551 (Rep. Kuster), Energy Debt Relief for American Families Act. Support.

Fair Lending

High Cost Loans


  • H.R. 816 (Rep. Kaptur), Restoring Communities Left Behind Act. Support.
  • H.R. 3009 (Rep. Garcia), To amend the Truth in Lending Act and the Real Estate Settlement Procedures Act of 1974 to establish language access requirements for creditors and servicers, and for other purposes. Coalition Support Letter.
  • S. 1368 (Sen. Warren), A bill to make housing more affordable, and for other purposes. Support.
  • S. 2131 (Sen. Tester), Promoting access to small dollar mortgages. Support Letter.

Medical Debt

  • H.R. 2537 (Rep. Tlaib), Consumer Protection for Medical Debt Collections Act. Support.
  • S. 214/H.R. 773 (Sen. Merkley/Rep. Porter), Medical Debt Relief Act of 2021. Support.

Racial Justice

  • H.R. 816 (Rep. Kaptur), Restoring Communities Left Behind Act. Support.

Student Loans

  • H.R. 2498 (Rep. Dean), Private Loan Disability Discharge Act. Support.
  • S. 210 (Sens. Rubio, Warren), Protecting JOBs Act. Support.
  • S. 496/H.R. 1564 (Sen. Menendez/Rep. Gomez), Student Loan Tax Relief Act. Support.
  • S. 839 (Sen. Cassidy), College Transparency Act. Support.
  • S. 1288 (Sen. Sanders), A bill to amend the Higher Education Act of 1965 to ensure College for All. Support.


Legislative Activities Archive